424 Milton St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 424 Milton St, Cincinnati, OH 45202

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,126 sqft · built 1875
Lot Size	0.049 acres (2,134 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Jan 2024)
Tax Bill	$6,459 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`086-0002-0201-00`

Property Details

APN / Parcel Number

Primary APN	`086-0002-0201-00`
Alternative APN	`0010578`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,126 sqft Living Area
Gross Area	2,728 sqft
1st Floor Area	762 sqft
2nd Floor Area	1,364 sqft
Basement Area	602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	2,134 sqft (0.049 acres)
Lot Dimensions	125 ft deep x 33 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	424 MILTON ST
City	CINCINNATI
State	OH
Zip	45202-0928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM12
Legal Description	424 MILTON ST 16.5 X 125 PT LOT 6 JOS WILSONS SUB
Legal Subdivision	JOS WILSONS SUB
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1005
Census Tract	1800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Over-the-Rhine Historic District listed 1983 · 945 contributing resources · NRIS 83001985

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	424 MILTON ST, CINCINNATI, OH 45202-0928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE LLC
Jan 22, 2024	Warranty Deed, Transfer · Conventional Mortgage RIVER CITY MORTGAGE LLC
Aug 25, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRANSPORTATION FCU
Aug 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC
Feb 23, 2021	Warranty Deed, Transfer · Conventional Mortgage PARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2024 · Amount on Record
Deed Sale	Jan 22, 2024 · Amount on Record
Prior Sale	Feb 23, 2021 · Amount on Record
Deed Document Number	20244517
Deed Book / Page	15086 / 295
Prior Transfer Date	Oct 17, 2013
Prior Transfer Doc	0000166983
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	424 MILTON ST, CINCINNATI, OH 45202-0928
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	HTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 MILTON ST, CINCINNATI, OH 45202-0928

Mortgage

Document Number	0000013855
Date	Feb 25, 2026
Book Page	15610/190
Instrument	2026-0013855

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Mortgage Company
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 22, 2024
Property Address	424 MILTON ST, CINCINNATI, OH 45202-0928
Document Number	0000004517
Book / Page	15086 / 295
Map Reference	MB 119 PG 37
Instrument Date	Jan 19, 2024
Instrument	2024-0004517
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	424 MILTON ST, CINCINNATI, OH 45202-0928

Mortgage

Document Number	0000004518
Date	Jan 22, 2024
Instrument	2024-0004518

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	424 MILTON ST, CINCINNATI, OH 45202-0928
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082344
Date	Aug 25, 2022
Book Page	14738/1442
Instrument	2022-0082344

Lender

Name	TRANSPORTATION FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 24, 2032

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	424 MILTON ST, CINCINNATI, OH 45202-0928
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082343
Date	Aug 25, 2022
Book Page	14738/1430
Instrument	2022-0082343

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 23, 2021
Property Address	424 MILTON ST, CINCINNATI, OH 45202-0928
Document Number	0000022477
Book / Page	14360 / 1098
Map Reference	MB 119 PG 37
Instrument Date	Feb 11, 2021
Instrument	2021-0022477
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,199.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	424 MILTON ST, CINCINNATI, OH 45202-0928

Mortgage

Document Number	0000022480
Date	Feb 23, 2021
Instrument	2021-0022480

Lender

Name	PARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.68%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	5.68%
Index	1-Year CMT
Max Rate	9.68%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,459.00 (+3.13%)	$196,000 (-) Land $51,898 Building $144,102	$560,000 (-) Land $148,280 Building $411,720
2024	$6,263.00 (-2.22%)	$196,000 (+86.73%) Land $51,898 Building $144,102
2023	$6,405.00 (+2.19%)	$104,965 (+13.92%) Land $51,898 Building $53,067	$560,000 (+112.72%) Land $148,280 Building $411,720
2022	$6,268.00 Homeowner's exemption	$92,141 Land $29,582 Building $62,559
2020			$263,260 Land $84,520 Building $178,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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