424 Jensen St, Valparaiso, NE 68065 Property Records

Saunders County property record for 424 Jensen St, Valparaiso, NE 68065

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,352 sqft · built 1972
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jul 2021)
Tax Bill	$2,691 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2987-23-3-13025-015-9000`

Property Details

APN / Parcel Number

Primary APN	`2987-23-3-13025-015-9000`
Alternative APN	`005839000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft
Finished Basement	1,352 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	207 sqft
Patio Area	72 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	424 JENSEN ST
City	VALPARAISO
State	NE
Zip	68065-5457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	BALANCE OF LOT 9 & ALL OF LOT 10 BLOCK 15 JENSENS ADDITION TO VALPARAISO; MAP NUMBER: 2987-23-3-13025-015-9000
Legal Range	05
Legal Township	13
Legal Section	23
Legal Subdivision	VALPARAISO-JENSENS SUB
Legal Block	15
Legal Lot Number	9-10
Jurisdiction	SAUNDERS NE
Township / Civil Division	OAK CREEK
Census Block Group	3
Census Block	3196
Census Tract	968200

Owner

Source: Saunders County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 459, VALPARAISO, NE 68065-0459
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK
Jul 9, 2021	Warranty Deed, Transfer · Conventional Mortgage WEST GATE BANK
Aug 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage OAK CREEK VLY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Deed Document Number	20217152
Deed Book / Page	563 / 435
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	424 JENSEN ST, VALPARAISO, NE 68065-5457
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005770530
Date	Mar 10, 2022
Book Page	577/530
Instrument	2022-03-173

Lender

Name	MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Jul 9, 2021
Property Address	424 JENSEN ST, VALPARAISO, NE 68065-5457
Document Number	0005630435
Book / Page	563 / 435
Instrument Date	Jul 9, 2021
Instrument	2021-07-152
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	TITLE SERVICES OF SAUNDERS C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0005630437
Date	Jul 9, 2021
Book Page	563/437
Instrument	2021-07-153

Lender

Name	WEST GATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	424 JENSEN ST, VALPARAISO, NE 68065-5457
Document Number	0005080368
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	424 JENSEN ST VALPARAISO NE 680655457, VALPARAISO, NE 68065-5457

Mortgage

Document Number	0005080368
Date	Aug 23, 2018
Book Page	000508/000368
Instrument	321

Lender

Name	OAK CREEK VLY BK
Type	Bank
Address	VALPARAISO, NE 68065

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 22, 2023

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Oak Creek Township
Municipality	Valparaiso Village
Unified School District	Raymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,691.00 (-32.2%)	$222,449 (-7.73%) Land $15,750 Building $206,699	$222,449 (-7.73%) Land $15,750 Building $206,699
2023	$3,969.00	$241,089 Land $15,750 Building $225,339	$241,089 Land $15,750 Building $225,339

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–1991)
Most Recent Claim	Jan 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF VALPARAISO serves 600 people · EPA ID NE3115511
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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