Saunders County property record for 423 Jensen St, Valparaiso, NE 68065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,518 sqft · built 1975 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Sep 2023) |
| Tax Bill | $2,569 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2987-23-3-13025-014-5500 |
| Primary APN | 2987-23-3-13025-014-5500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,518 sqft Living Area |
| 1st Floor Area | 1,518 sqft |
| Basement Area | 1,518 sqft |
| Unfinished Basement | 1,512 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 125 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 384 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 423 JENSEN ST |
|---|---|
| City | VALPARAISO |
| State | NE |
| Zip | 68065-5457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAM |
| Legal Description | LOTS 6-8 BLOCK 14 JENSENS ADDITION TO VALPARAISO; MAP NUMBER: 2987-23-3-13025-014-5500 |
| Legal Range | 05 |
| Legal Township | 13 |
| Legal Section | 23 |
| Legal Subdivision | VALPARAISO-JENSENS SUB |
| Legal Block | 14 |
| Legal Lot Number | 6-8 |
| Jurisdiction | SAUNDERS NE |
| Township / Civil Division | OAK CREEK |
| Census Block Group | 3 |
| Census Block | 3197 |
| Census Tract | 968200 |
Source: Saunders County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 277, VALPARAISO, NE 68065-0277 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2023 · Amount on File |
| Deed Sale | Sep 25, 2023 · Amount on File |
| Deed Document Number | 2023254 |
| Deed Book / Page | 599 / 278 |
| Prior Transfer Date | Mar 31, 2015 |
| Prior Transfer Doc | 0004600440 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUNDERS NE |
| Recording Date | May 4, 2026 |
| Property Address | 423 JENSEN ST, VALPARAISO, NE 68065-5457 |
| Document Number | 0000000034 |
| Book / Page | 635 / 472 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202634 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 423 JENSEN ST, VALPARAISO, NE 68065-5457 |
| Document Number | 0000000034, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 635/472 |
| Instrument | 202634 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 1, 2051 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAUNDERS NE |
| Recording Date | Sep 25, 2023 |
| Property Address | 423 JENSEN ST, VALPARAISO, NE 68065-5457 |
| Document Number | 0005990278 |
| Book / Page | 599 / 278 |
| Instrument Date | Sep 25, 2023 |
| Instrument | 2023-09-254 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Title Company | NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0202309255 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 2023-09-255 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
Source: Saunders County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Saunders County |
| County Subdivision | Oak Creek Township |
| Municipality | Valparaiso Village |
| Unified School District | Raymond Central Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,569.00 (-31.55%) | $212,338 (-6.86%) Land $26,250 Building $186,088 | $212,338 (-6.86%) Land $26,250 Building $186,088 |
| 2023 | $3,753.00 (+14.11%) | $227,988 (+24.83%) Land $26,250 Building $201,738 | $227,988 (+24.83%) Land $26,250 Building $201,738 |
| 2022 | $3,289.00 | $182,636 Land $26,250 Building $156,386 | $182,636 Land $26,250 Building $156,386 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1978–1991) |
| Most Recent Claim | Jan 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF VALPARAISO serves 600 people · EPA ID NE3115511 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Zito Media Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Nextlink Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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