Merced County property record for 424 I St, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,212 sqft · built 1918 |
| Lot Size | 0.129 acres (5,625 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,994 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 025-181-016-000 |
| Primary APN | 025-181-016-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,212 sqft Living Area |
| Gross Area | 1,776 sqft |
| 1st Floor Area | 1,212 sqft |
| Basement Area | 144 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 5,625 sqft (0.129 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 025-181-016 |
|---|---|
| Street Address | 424 I ST |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-4134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C1 |
| Legal Description | LOS BANOS LOT 24 POR 23 BLK 62 |
| Legal Subdivision | LOS BANOS |
| Legal Block | 62 |
| Legal Lot Number | 24 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 2201 |
424 I St is owned and occupied by an individual who acquired it in November 2021.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 424 I ST, LOS BANOS, CA 93635-4134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2021 | Intrafamily Transfer, Transfer · Second Mortgage (Down Payment) GUILD MORTGAGE CO |
| Nov 2, 2021 | Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2021 |
| Deed Sale | Nov 2, 2021 |
| Prior Sale | Nov 2, 2021 · Amount on File |
| Deed Document Number | 202149228 |
| Prior Transfer Date | Oct 29, 2021 |
| Prior Transfer Doc | 0000049228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 2, 2021 |
| Property Address | 424 I ST, LOS BANOS, CA 93635-4134 |
| Document Number | 0000049228 |
| Map Reference | VOL 2 PG 21 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2021049228 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 I ST, LOS BANOS, CA 93635-4134 |
| Document Number | 0000049230 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2021049230 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 2, 2021 |
| Property Address | 424 I ST, LOS BANOS, CA 93635-4134 |
| Document Number | 0000049227 |
| Map Reference | VOL 2 PG 21 |
| Instrument Date | Oct 7, 2021 |
| Instrument | 2021049227 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 I ST, LOS BANOS, CA 93635-4134 |
| Document Number | 0000049229 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2021049229 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Sep 1, 2051 |
| Document Number | 0000049231 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2021049231 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 424 I St was $3,994.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $373,436 (+2%) Land $119,066 Building $254,370 | |
| 2025 | $3,994.00 | $366,115 Land $116,732 Building $249,383 |
| 2023 | $3,820.00 (+1.46%) | $351,900 Land $112,200 Building $239,700 |
| 2022 | $3,765.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 424 I St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 424 I St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures