Orange County property record for 424 High Dr, Laguna Beach, CA 92651
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,700 sqft · built 1973 |
| Lot Size | 0.107 acres (4,650 sqft) |
| Owner | Company Name on File |
| Tax Bill | $12,031 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 496-141-02 |
| Primary APN | 496-141-02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,700 sqft Living Area |
| Gross Area | 3,168 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 4,650 sqft (0.107 acres) |
| View / Lot | Good |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 424 HIGH DR |
|---|---|
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-1610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 188 BLK F LOT 6 |
| Legal Subdivision | TRACT NO 188 |
| Legal Tract | 188 |
| Legal Block | F |
| Legal Lot Number | 6 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 62656 |
424 High Dr is owned by a company that acquired it in July 2012 and is owner-occupied.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 424 HIGH DR, LAGUNA BEACH, CA 92651-1610 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 17, 2012 |
| Transfer Doc | 0000512521 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 424 HIGH DR, LAGUNA BEACH, CA 92651-1610 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 424 HIGH DR, LAGUNA BEACH, CA 92651-1610 |
| Document Number | 0000460825 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 2021000460825 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 424 HIGH DR, LAGUNA BEACH, CA 92651-1610 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 424 HIGH DR, LAGUNA BEACH, CA 92651-1610 |
| Document Number | 0000080712 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 2021000080712 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 424 High Dr was $12,031 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Beach City |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,110,188 (+2%) Land $786,500 Building $323,688 | |
| 2025 | $12,031.00 Homeowner's exemption | $1,088,420 Land $771,078 Building $317,342 |
| 2023 | $11,781.00 (+2.46%) Homeowner's exemption | $1,046,156 Land $741,136 Building $305,020 |
| 2022 | $11,498.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 424 High Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 High Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile.
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