424 Downey Ln, Placentia, CA 92870 Property Records

Orange County property record for 424 Downey Ln, Placentia, CA 92870

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,386 sqft · built 1995
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$1,605,000 (Nov 2023)
Tax Bill	$18,477 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`340-611-10`

Property Details

APN / Parcel Number

Primary APN	`340-611-10`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,386 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	9,000 sqft (0.207 acres)
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	424 DOWNEY LN
City	PLACENTIA
State	CA
Zip	92870-7515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14569 BLK LOT 10
Legal Subdivision	TRACT NO. 14569
Legal Tract	14569
Legal Lot Number	10
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2003
Census Tract	11716

Owner

424 Downey Ln is owned and occupied by an individual who bought it in November 2023.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	424 DOWNEY LN, PLACENTIA, CA 92870-7515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage MK LENDING CORP
Nov 21, 2023	Grant Deed, Transfer · Conventional Mortgage MK LENDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2023 · Amount on File
Deed Sale	Nov 21, 2023 · Amount on File
Prior Sale	Jun 10, 2002 · Amount on File
Deed Document Number	2023291180
Prior Transfer Date	May 30, 2002
Prior Transfer Doc	0000485867
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	424 DOWNEY LN, PLACENTIA, CA 92870-7515
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 DOWNEY LN, PLACENTIA, CA 92870-7515

Mortgage

Document Number	0000360105
Date	Dec 31, 2025
Instrument	2025000360105

Lender

Name	MK LENDING CORP
Type	Mortgage Company
Address	NORTH HOLLYWOOD, CA 91601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 21, 2023
Property Address	424 DOWNEY LN, PLACENTIA, CA 92870-7515
Document Number	0000291180
Map Reference	MB 719 PG 19&20
Instrument Date	Oct 3, 2023
Instrument	2023000291180
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 DOWNEY LN, PLACENTIA, CA 92870-7515

Mortgage

Document Number	0000291181
Date	Nov 21, 2023
Instrument	2023000291181

Lender

Name	MK LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 424 Downey Ln was $18,477.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Placentia City
Unified School District	Placentia-Yorba Linda Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,669,842 (+2%) Land $1,092,725 Building $577,117
2025	$18,477.00	$1,637,100 Land $1,071,299 Building $565,801
2023	$10,826.00 (+1.16%)	$922,954 Land $442,097 Building $480,857
2022	$10,702.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 424 Downey Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Downey Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - PLACENTIA/YORBA LINDA private · serves 50,804 people · EPA ID CA3010035
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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