406 Downey Ln, Placentia, CA 92870 Property Records

Orange County property record for 406 Downey Ln, Placentia, CA 92870

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,386 sqft · built 1995
Lot Size	0.178 acres (7,770 sqft)
Owner	Company Name on Record
Last Sale	$1,200,000 (Jun 2018)
Tax Bill	$15,523 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Feb 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`340-611-13`

Property Details

APN / Parcel Number

Primary APN	`340-611-13`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,386 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	7,770 sqft (0.178 acres)
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	406 DOWNEY LN
City	PLACENTIA
State	CA
Zip	92870-7515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14569 BLK LOT 13
Legal Subdivision	TRACT NO 14569
Legal Tract	14569
Legal Lot Number	13
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2003
Census Tract	11716

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	406 DOWNEY LN, PLACENTIA, CA 92870-7515
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Feb 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOP WORLD INVESTMENT INC TOP WORLD INVESTMENT INC
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACG FUNDING INC
Jun 18, 2018	Grant Deed, Transfer · ARM TOP WORLD INVESTMENT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2018 · Amount on Record
Deed Sale	Jun 18, 2018 · Amount on Record
Prior Sale	Apr 15, 2016 · Amount on Record
Deed Document Number	2018222674
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	406 DOWNEY LN, PLACENTIA, CA 92870-7515
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 DOWNEY LN, PLACENTIA, CA 92870-7515

Mortgage

Document Number	0000185373
Date	Mar 17, 2021
Instrument	2021000185373

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	406 DOWNEY LN, PLACENTIA, CA 92870-7515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061995
Date	Feb 28, 2019
Instrument	2019000061995

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	406 DOWNEY LN, PLACENTIA, CA 92870-7515
Document Number	0000749676
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	PROVIDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 DOWNEY LN PLACENTIA CA 928707515, PLACENTIA, CA 92870-7515

Mortgage

Document Number	0000749676
Date	Dec 18, 2020
Instrument	749676

Lender

Name	TOP WORLD INVESTMENT INC TOP WORLD INVESTMENT INC
Type	Bank
Address	CITY OF INDUSTRY, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	406 DOWNEY LN, PLACENTIA, CA 92870-7515
Document Number	0000378161
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	WESTMINISTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	406 DOWNEY LN PLACENTIA CA 928707515, PLACENTIA, CA 92870-7515

Mortgage

Document Number	0000378161
Date	Sep 30, 2019
Instrument	378161

Lender

Name	ACG FUNDING INC
Type	Bank
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 18, 2018
Property Address	406 DOWNEY LN, PLACENTIA, CA 92870-7515
Document Number	0000222674
Map Reference	MB719 PG19&20
Instrument Date	May 22, 2018
Instrument	2018000222674
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	406 DOWNEY LN, PLACENTIA, CA 92870-7515

Mortgage

Document Number	0000222675
Date	Jun 18, 2018
Instrument	2018000222675

Lender

Name	TOP WORLD INVESTMENT INC
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Placentia City
Unified School District	Placentia-Yorba Linda Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,392,700 (+2%) Land $873,889 Building $518,811
2025	$15,523.00 (+4.24%) Homeowner's exemption	$1,365,393 (+4.04%) Land $856,754 Building $508,639
2023	$14,891.00 (+1.02%) Homeowner's exemption	$1,312,374 Land $823,485 Building $488,889
2022	$14,741.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - PLACENTIA/YORBA LINDA private · serves 50,804 people · EPA ID CA3010035
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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