424 Cole Rd, Monroe, MI 48162 Property Records

Monroe County property record for 424 Cole Rd, Monroe, MI 48162

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,732 sqft · built 1951
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on Record
Tax Bill$4,038 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN55-59-00056-000

Property Details

APN / Parcel Number

Primary APN55-59-00056-000
Alternative APN
  • 55 590 005 60

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,732 sqft Living Area
1st Floor Area964 sqft
Basement Area768 sqft
Unfinished Basement768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialShingle
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions147 ft deep x 103 ft wide
TerrainRolling
Garage Area528 sqft
DrivewayDriveway
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area73 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address424 COLE RD
CityMONROE
StateMI
Zip48162-4110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionCOUNTRY CLUB SUBDIVISION LOT 26 EXC THEREFROM PAR COMM AT SE COR LOT 26 ;TH N 84D 28M W 100 FT; TH N 13D 53M W 69 FT; TH N
Legal SubdivisionCLUB SUBDIVISION
Legal Lot Number26
JurisdictionMONROE MI
Township / Civil DivisionMONROE
Census Block Group2
Census Block2000
Census Tract831600

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address424 COLE RD, MONROE, MI 48162-4110
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address424 COLE RD, MONROE, MI 48162-4110
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 COLE RD, MONROE, MI 48162-4110

Mortgage

Document Number0000018869
DateSep 14, 2020
Instrument2020R18869
Lender
NameDFCU FINANCIAL
TypeCredit Union
AddressDEARBORN, MI 48126
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 1, 2030

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
MunicipalityMonroe City
Unified School DistrictMonroe Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$129,700 (+33.7%) Land $129,700$259,400 (+33.7%) Land $259,400
2025$4,038.00 (+9.61%) Homeowner's exemption
2023$3,684.00 Homeowner's exemption$97,010$194,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (2023)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Aug 2023 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONROE
serves 49,467 people · EPA ID MI0004450
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
AT&T
DSL
100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cole Rd

Nearby Streets

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