Monroe County property record for 416 Cole Rd, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,945 sqft · built 1958 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Mar 2021) |
| Tax Bill | $5,340 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-59-00055-000 |
| Primary APN | 55-59-00055-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,945 sqft Living Area |
| 1st Floor Area | 1,945 sqft |
| Basement Area | 1,945 sqft |
| Finished Basement | 967 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 170 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Area | 480 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 354 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 416 COLE RD |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-4110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | COUNTRY CLUB SUBDIVISION LOT 25 |
| Legal Subdivision | CLUB SUBDIVISION |
| Legal Lot Number | 25 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 831600 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 416 COLE RD, MONROE, MI 48162-4110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage CREDIT UNION ONE |
| Jul 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOWARD HANNA FINL SVCS INC |
| Jul 3, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2021 · Amount on Record |
| Deed Sale | Mar 30, 2021 · Amount on Record |
| Prior Sale | Apr 26, 2000 · Amount on Record |
| Deed Document Number | 20218166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Mar 30, 2021 |
| Property Address | 416 COLE RD, MONROE, MI 48162-4110 |
| Document Number | 2021R08166 |
| Map Reference | LB 6 PG 55 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021R08166 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | LAWYERS TITLE AGCY OF MONROE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 416 COLE RD, 416, MONROE, MI 48162-4110 |
| Name | Verified Name |
|---|---|
| Address | 416 COLE RD, MONROE, MI 48162-4110 |
| Document Number | 0000009551 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 2021R09551 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 416 COLE RD, MONROE, MI 48162-4110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011988 |
|---|---|
| Date | Jul 6, 2018 |
| Instrument | 2018R11988 |
| Name | HOWARD HANNA FINL SVCS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jul 3, 2017 |
| Property Address | 416 COLE RD, MONROE, MI 48162-4110 |
| Document Number | 0000013842 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 13842 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,289.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284 |
| Investor | Possibly a Property Investor |
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| Municipality | Monroe City |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,200 (+34.46%) Land $143,200 | $286,400 (+34.46%) Land $286,400 | |
| 2025 | $5,340.00 (+14.2%) Homeowner's exemption | ||
| 2023 | $4,676.00 Homeowner's exemption | $106,500 | $213,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2023) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T DSL | 100 / 20 |
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