424 Chiswell Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 424 Chiswell Rd, Schenectady, NY 12304 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,100 sqft · built 1950
Lot Size	0.192 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jul 2020)
Tax Bill	$4,335 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`421500 60.62-3-36`

Property Details

APN / Parcel Number

Primary APN	`421500 60.62-3-36`
Alternative APN	`150006006200030360000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	8,400 sqft (0.192 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Patio Area	15 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	424 CHISWELL RD
City	SCHENECTADY
State	NY
Zip	12304-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART 353 1 WOOD AND GARAGE
Legal Block	3
Legal Lot Number	36.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4031
Census Tract	21802

Owner

Source: Schenectady County and Schenectady City records · APN 421500 60.62-3-36

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	424 CHISWELL RD, SCHENECTADY, NY 12304-3810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	Oct 14, 2009 · Amount on Record
Deed Document Number	202021355
Deed Book / Page	2038 / 499
Record Updated	Jun 08, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 27, 2020
Property Address	424 CHISWELL RD, SCHENECTADY, NY 12304-3810
Document Number	0000021355
Book / Page	2038 / 499
Map Reference	CAB A MAP 294&295
Instrument Date	Jun 30, 2020
Instrument	202021355
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	424 CHISWELL RD, 424, SCHENECTADY, NY 12304-3810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 CENTRAL AVE UNIT 57, 57, SCHENECTADY, NY 12304-4418

Mortgage

Document Number	0000021356
Date	Jul 27, 2020
Instrument	202021356

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,335.00 (+12.33%)	$82,600 (-) Land $12,400 Building $70,200	$136,778 (+30.82%) Land $20,533 Building $116,245
2023		$82,600 (-) Land $12,400 Building $70,200	$104,557 (+3.8%) Land $15,696 Building $88,861
2022		$82,600 Land $12,400 Building $70,200	$100,732 Land $15,122 Building $85,610
2021	$3,859.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.