Schenectady County and Schenectady City property record for 420 Chiswell Rd, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1975 |
| Lot Size | 0.128 acres (5,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Oct 2026) |
| Tax Bill | $4,938 (2026) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Sep 2026 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 421500 60.62-3-37.2 |
| Primary APN | 421500 60.62-3-37.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,600 sqft (0.128 acres) |
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 420 CHISWELL RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 1 WOOD & GARAGE |
| Legal Block | 3 |
| Legal Lot Number | 37.002 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2757 BROADWAY, 1R, SCHENECTADY, NY 12306-2326 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORPORATION |
| Sep 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOUSING TRUST FUND |
| Nov 7, 2017 | Deed of Trust, Mortgage · Line of Credit SEFCU |
| Aug 28, 2017 | Grant Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2026 · Amount on Record |
| Deed Sale | Oct 7, 2026 · Amount on Record |
| Prior Sale | Aug 7, 2023 · Amount on Record |
| Deed Document Number | 202622301 |
| Deed Book / Page | 2181 / 132 |
| Prior Transfer Date | Jul 26, 2016 |
| Prior Transfer Doc | 0000039784 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 7, 2026 |
| Property Address | 420 CHISWELL RD, SCHENECTADY, NY 12304-3810 |
| Document Number | 0000022301 |
| Book / Page | 2181 / 132 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202622301 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Title Company | MERIDIAN RESEARCH GROUP LLC, MERIDIAN RESEARCH GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90,900.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000022302, |
|---|---|
| Date | Oct 7, 2026 |
| Instrument | 202622302 |
| Name | HOMESTEAD FUNDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 18, 2026 |
| Property Address | 420 CHISWELL RD, SCHENECTADY, NY 12304-3810 |
| Document Number | 0000020863 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 202620863 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 420 CHISWELL RD, SCHENECTADY, NY 12304-3810 |
| Document Number | 0000020863, |
|---|---|
| Date | Sep 18, 2026 |
| Instrument | 202620863 |
| Name | HOUSING TRUST FUND |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 420 CHISWELL RD, SCHENECTADY, NY 12304-3810 |
| Document Number | 0000052170 |
| Instrument Date | Nov 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 217 MENANDS RD ALBANY NY 122111435, ALBANY, NY 12211-1435 |
| Document Number | 0000052170 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 004801/000616 |
| Instrument | 52170 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | SCHENECTADY, NY 12305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 28, 2017 |
| Property Address | 420 CHISWELL RD, SCHENECTADY, NY 12304-3810 |
| Document Number | 0000038912 |
| Book / Page | 001970 / 000018 |
| Instrument Date | Jul 18, 2017 |
| Instrument | 38912 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2017 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Tax | $188.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 217 MENANDS RD LOUDONVILLE NY 122111435, LOUDONVILLE, NY 12211-1435 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,938.00 (+2.32%) | ||
| 2025 | $4,826.00 (+5%) | $94,600 (-) Land $14,200 Building $80,400 | $156,648 (+30.82%) Land $23,514 Building $133,134 |
| 2023 | $94,600 (-) Land $14,200 Building $80,400 | $119,747 (+3.8%) Land $17,975 Building $101,772 | |
| 2022 | $94,600 Land $14,200 Building $80,400 | $115,366 Land $17,317 Building $98,049 | |
| 2021 | $4,596.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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