Horry County property record for 424 Carmello Cir, Conway, SC 29526
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,737 sqft · built 2018 |
| Lot Size | 0.739 acres (32,234 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Dec 2023) |
| Tax Bill | $4,193 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 365-03-04-0025 |
| Primary APN | 365-03-04-0025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,737 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 32,234 sqft (0.739 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 250 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 424 CARMELLO CIR |
|---|---|
| City | CONWAY |
| State | SC |
| Zip | 29526-7954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REFLECTIONS PH 1; LOT 73 |
| Legal Subdivision | REFLECTIONS PH 1 |
| Legal Lot Number | 73 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | CONWAY EAST |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 60301 |
424 Carmello Cir is owned and occupied by an individual who bought it in December 2023.
Source: Horry County records, as of February 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 424 CARMELLO CIR, CONWAY, SC 29526-7954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE |
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LENDERS FINANCIAL GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2023 · Amount on File |
| Deed Sale | Dec 19, 2023 · Amount on File |
| Deed Document Number | 2023000138816 |
| Deed Book / Page | 4757 / 1087 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Dec 19, 2023 |
| Property Address | 424 CARMELLO CIR, CONWAY, SC 29526-7954 |
| Document Number | 0047571087 |
| Book / Page | 4757 / 1087 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 2023000138816 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12.58 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 CARMELLO CIR, CONWAY, SC 29526-7954 |
| Document Number | 67430000002390 |
|---|---|
| Date | Dec 19, 2023 |
| Book Page | 0000006743/0000002390 |
| Instrument | 2023000138817 |
| Name | UNITED WHOLESALE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 424 CARMELLO CIR, CONWAY, SC 29526-7954 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 424 CARMELLO CIR, CONWAY, SC 29526-7954 |
| Document Number | 64260000002152 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 0000006426/0000002152 |
| Name | LENDERS FINANCIAL GROUP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 424 Carmello Cir was $4,193.
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,193.00 | $340,401 (-) Land $97,067 Building $243,334 | |
| 2024 | $4,193.00 (+322.26%) | $13,616 (+47.68%) Land $3,883 Building $9,733 | $340,401 (+47.67%) Land $97,067 Building $243,334 |
| 2023 | $993.00 | $9,220 Land $2,000 Building $7,220 | $230,520 Land $50,120 Building $180,400 |
| 2021 | $961.00 | $9,221 Land $2,005 Building $7,216 | $230,520 Land $50,120 Building $180,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 424 Carmello Cir in Zone X, an area of minimal flood risk, though there have been 312 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 95 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 95 in force |
| Nearby Flood Claims | 312 (1983–2024) |
| Claims Outside the SFHA | 13 of 312 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 Carmello Cir is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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