420 Carmello Cir, Conway, SC 29526 Property Records

Horry County property record for 420 Carmello Cir, Conway, SC 29526

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,697 sqft · built 2018
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Nov 2018)
Tax Bill	$1,030 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`365-03-04-0024`

Property Details

APN / Parcel Number

Primary APN	`365-03-04-0024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,697 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	420 CARMELLO CIR
City	CONWAY
State	SC
Zip	29526-7954
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REFLECTIONS PH 1; LOT 72
Legal Subdivision	REFLECTIONS PH 1
Legal Lot Number	72
Jurisdiction	HORRY SC
Township / Civil Division	CONWAY EAST
Census Block Group	1
Census Block	1005
Census Tract	60301

Owner

420 Carmello Cir is owned and occupied by two individuals who bought it in November 2018.

Source: Horry County records, as of February 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	420 CARMELLO CIR, CONWAY, SC 29526-7954
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MTG
Oct 23, 2019	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MTG
Nov 19, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2018 · Amount on File
Deed Sale	Nov 19, 2018 · Amount on File
Deed Document Number	0004160122
Deed Book / Page	4160 / 122
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	420 CARMELLO CIR, CONWAY, SC 29526-7954
Document Number	6241/0834
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 CARMELLO CIR CONWAY SC 295267954, CONWAY, SC 29526-7954

Mortgage

Document Number	6241/0834
Date	Jul 23, 2020
Book Page	006241/000834

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	420 CARMELLO CIR, CONWAY, SC 29526-7954
Document Number	6148/2002
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 CARMELLO CIR CONWAY SC 295267954, CONWAY, SC 29526-7954

Mortgage

Document Number	6148/2002
Date	Nov 12, 2019
Book Page	006148/002002

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Nov 19, 2018
Property Address	420 CARMELLO CIR, CONWAY, SC 29526-7954
Document Number	4160/0122
Book / Page	004160 / 000122
Instrument Date	Nov 14, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 CARMELLO CIR CONWAY SC 295267954, CONWAY, SC 29526-7954

Mortgage

Document Number	6043/2284
Date	Nov 19, 2018
Book Page	006043/002284

Lender

Name	DHI MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 420 Carmello Cir was $1,030.

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,030.00		$324,721 (-) Land $95,558 Building $229,163
2024	$1,030.00 (+6.96%)	$12,989 (+45.78%) Land $3,822 Building $9,167	$324,721 (+45.83%) Land $95,558 Building $229,163
2023	$963.00	$8,910 Land $1,990 Building $6,920	$222,670 Land $49,670 Building $173,000
2021	$932.00	$8,907 Land $1,987 Building $6,920	$222,670 Land $49,670 Building $173,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 420 Carmello Cir in Zone X, an area of minimal flood risk, though there have been 312 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	312 (1983–2024)
Claims Outside the SFHA	13 of 312
Most Recent Claim	Aug 2024 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 72 claims Severe Storms And Flooding, Oct 2015 · 51 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Carmello Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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