424 Anderson St, Centralia, IL 62801 Property Records

Marion County property record for 424 Anderson St, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	780 sqft · built 1949
Lot Size	0.107 acres (4,694 sqft)
Owner	Individual Name on Record
Last Sale	$59,900 (May 2022)
Tax Bill	$655 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1400071485`

Property Details

APN / Parcel Number

Primary APN	`1400071485`

Interior

Building Area	780 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	4,694 sqft (0.107 acres)

Location & Zoning

Street Address	424 ANDERSON ST
City	CENTRALIA
State	IL
Zip	62801-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4TH MELROSE PLACE LOT 6 BLK 2
Legal Subdivision	MELROSE PL 4TH SUB
Legal Block	2
Legal Lot Number	6
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	2
Census Block	2042
Census Tract	952400

Owner

Source: Marion County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1709 MOFFAT RD NW, PIEDMONT, OK 73078-8051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO
May 2, 2022	Warranty Deed, Transfer · Conventional Mortgage ENDEAVOR CAPITAL LLC
Jun 5, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2022 · Amount on Record
Deed Sale	May 2, 2022 · Amount on Record
Prior Sale	Jun 5, 2019 · Amount on Record
Deed Document Number	20222059
Prior Transfer Date	Apr 21, 2011
Prior Transfer Doc	2011R02705
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Dec 17, 2025
Property Address	424 ANDERSON ST, CENTRALIA, IL 62801-4302
Document Number	2025R05240
Instrument Date	Dec 16, 2025
Instrument	2025R05240
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	HIGHLAND COMMUNITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 COTTAGE HILL DR, O FALLON, IL 62269-1823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 MOFFAT RD NW, PIEDMONT, OK 73078-8051

Mortgage

Document Number	2025R05241
Date	Dec 17, 2025
Instrument	2025R05241

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7%

Mortgage

Document Number	2025R05242
Date	Dec 17, 2025
Instrument	2025R05242

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2036

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	May 2, 2022
Property Address	424 ANDERSON ST, CENTRALIA, IL 62801-4302
Document Number	2022R02059
Instrument Date	Apr 22, 2022
Instrument	2022R02059
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	OMA TITLE, DOMA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 ANDERSON ST, CENTRALIA, IL 62801-4302

Mortgage

Document Number	2022R02060
Date	May 2, 2022
Instrument	2022R02060

Lender

Name	ENDEAVOR CAPITAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.75%

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Jun 5, 2019
Property Address	424 ANDERSON ST, CENTRALIA, IL 62801-4302
Document Number	2019R02488
Instrument Date	May 23, 2019
Instrument	2019R02488
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Tax	$52.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 ANDERSON ST, CENTRALIA, IL 62801-4302

Mortgage

Document Number	2019R02489
Date	Jun 5, 2019
Instrument	2019R02489

Lender

Name	MIDLAND STATES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.25%

Mortgage

Document Number	2019R02490
Date	Jun 5, 2019
Instrument	2019R02490

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Municipality	Centralia City
Elementary School District	Centralia School District 135 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$655.00 (+57.07%) Homeowner's exemption	$15,190 (+33.71%) Land $2,510 Building $12,680	$45,570 (+33.71%) Land $7,530 Building $38,040
2024	$417.00 (+23.37%) Homeowner's exemption	$11,360 (+17.72%) Land $1,750 Building $9,610	$34,080 (+17.72%) Land $5,250 Building $28,830
2022	$338.00 Homeowner's exemption	$9,650 Land $1,490 Building $8,160	$28,950 Land $4,470 Building $24,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA serves 12,182 people · EPA ID IL1214220
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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