414 Anderson St, Centralia, IL 62801 Property Records

Marion County property record for 414 Anderson St, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	888 sqft · built 1948
Lot Size	0.11 acres (4,826 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Nov 2022)
Tax Bill	$1,085 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1400071475`

Property Details

APN / Parcel Number

Primary APN	`1400071475`

Interior

Building Area	888 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	4,826 sqft (0.11 acres)
Garage Area	320 sqft

Location & Zoning

Street Address	414 ANDERSON ST
City	CENTRALIA
State	IL
Zip	62801-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4TH MELROSE PLACE LOT 4 BLK 2
Legal Subdivision	MELROSE PL 4TH ADDN
Legal Block	2
Legal Lot Number	4
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	2
Census Block	2042
Census Tract	952400

Owner

Source: Marion County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 N BROADWAY, CENTRALIA, IL 62801-2069
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Commercial Mortgage FCB BANKS
Nov 4, 2022	Corporation Deed, Transfer OMA TITLE, DOMA TITLE
Aug 4, 2021	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK NA
May 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Oct 9, 2018	Warranty Deed, Transfer QUAD CITY TITLE, QUAD COUNTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Prior Sale	Aug 4, 2021 · Amount on Record
Deed Document Number	20225185
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	414 ANDERSON ST, CENTRALIA, IL 62801-4302
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 OSAGE DR, CENTRALIA, IL 62801-4449

Mortgage

Document Number	2025R04047
Date	Sep 29, 2025
Instrument	2025R04047

Lender

Name	FCB BANKS
Type	Bank
Address	ALBERS, IL 62215

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2022: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	MARION IL
Recording Date	Nov 4, 2022
Property Address	414 ANDERSON ST, CENTRALIA, IL 62801-4302
Document Number	2022R05185
Instrument Date	Oct 31, 2022
Instrument	2022R05185
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	OMA TITLE, DOMA TITLE

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 EVERGREEN DR, 15, CENTRALIA, IL 62801-4350

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	301 N BROADWAY, CENTRALIA, IL 62801-2069

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Aug 4, 2021
Property Address	414 ANDERSON ST, CENTRALIA, IL 62801-4302
Document Number	2021R03936
Instrument Date	Aug 3, 2021
Instrument	2021R03936
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 EVERGREEN DR, CENTRALIA, IL 62801-4350

Mortgage

Document Number	2021R03937
Date	Aug 4, 2021
Instrument	2021R03937

Lender

Name	COMMUNITY TRUST BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.5%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	414 ANDERSON ST, CENTRALIA, IL 62801-4302
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	QUAD CITY TITLE, QUAD COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R02504
Date	May 14, 2018
Instrument	2018R02504

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Nov 10, 2018

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Oct 9, 2018
Property Address	414 ANDERSON ST, CENTRALIA, IL 62801-4302
Document Number	2018R04985
Instrument Date	Oct 5, 2018
Instrument	2018R04985
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	QUAD CITY TITLE, QUAD COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$69.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 ANDERSON ST, CENTRALIA, IL 62801-4302

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Municipality	Centralia City
Elementary School District	Centralia School District 135 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,085.00 (+21.5%)	$15,230 (+57.82%) Land $2,510 Building $12,720	$45,690 (+57.82%) Land $7,530 Building $38,160
2022	$893.00	$9,650 Land $1,490 Building $8,160	$28,950 Land $4,470 Building $24,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA serves 12,182 people · EPA ID IL1214220
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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