Sacramento County property record for 424 40th St, Sacramento, CA 95819
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,207 sqft · built 1956 |
| Lot Size | 0.113 acres (4,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $640,000 (Dec 2014) |
| Tax Bill | $9,037 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 004-0235-009-0000 |
| Primary APN | 004-0235-009-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,207 sqft Living Area |
| 1st Floor Area | 1,269 sqft |
| 2nd Floor Area | 969 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 4,928 sqft (0.113 acres) |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 424 40TH ST |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95819-2730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | W B FINK SUBDIVISION, LOT 19 |
| Legal Subdivision | W B FINK SUBDIVISION |
| Legal Lot Number | 19 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 300 |
424 40th St is owned and occupied by two individuals who bought it in December 2014.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 424 40TH ST, SACRAMENTO, CA 95819-2730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2014 · Amount on File |
| Deed Sale | Dec 12, 2014 · Amount on File |
| Prior Sale | Jun 12, 2013 · Amount on File |
| Deed Book / Page | 20141212 / 916 |
| Prior Transfer Date | Jun 11, 2013 |
| Prior Transfer Doc | 0000001704 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 424 40TH ST, SACRAMENTO, CA 95819-2730 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 424 40TH ST, SACRAMENTO, CA 95819-2730 |
| Document Number | 0000001216 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 202107011216 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 424 40TH ST, SACRAMENTO, CA 95819-2730 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 424 40TH ST, SACRAMENTO, CA 95819-2730 |
| Document Number | 7010000001216 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 20210701/1216 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 1, 2031 |
The 2025 property tax bill for 424 40th St was $9,037 with a homeowner's exemption, up 1.4% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Sacramento City |
| Unified School District | Sacramento City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $784,555 (+2%) Land $337,112 Building $447,443 | |
| 2025 | $9,037.00 (+1.44%) Homeowner's exemption | $769,172 Land $330,502 Building $438,670 |
| 2024 | $8,909.00 (+2.41%) | |
| 2023 | $8,699.00 (+1.71%) Homeowner's exemption | $739,306 Land $317,669 Building $421,637 |
| 2022 | $8,553.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 424 40th St in Zone X, where a levee reduces flood risk, though there have been 8 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 8 (1993–2004) |
| Most Recent Claim | Sep 2004 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 40th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 903 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Succeed.Net.
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