421 40th St, Sacramento, CA 95819 Property Records

Sacramento County property record for 421 40th St, Sacramento, CA 95819

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 931 sqft · built 1938
Lot Size	0.107 acres (4,675 sqft)
Owner	2 Individual Names on Record
Last Sale	$668,000 (Oct 2026)
Tax Bill	$5,313 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Sep 2026 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`004-0192-012-0000`

Property Details

APN / Parcel Number

Primary APN	`004-0192-012-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	931 sqft Living Area
1st Floor Area	931 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	L-Shape
Exterior Material	Wood Shake/Shingle
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,675 sqft (0.107 acres)
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	421 40TH ST
City	SACRAMENTO
State	CA
Zip	95819-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	W B FINK SUBDIVISION, LOT 31
Legal Subdivision	W B FINK SUBDIVISION
Legal Lot Number	31
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2009
Census Tract	300

Owner

Source: Sacramento County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 40TH ST, SACRAMENTO, CA 95819-2729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CAPITAL LENDING
Sep 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage YOUNG
Feb 18, 2026	Correction Deed ORANGE COAST TITLE COMPANY
Feb 18, 2026	Grant Deed, Transfer CHRISTINA GRABAR LIVING TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2026 · Amount on Record
Deed Sale	Oct 9, 2026 · Amount on Record
Prior Sale	Feb 18, 2026 · Amount on Record
Deed Book / Page	20261009 / 707
Prior Transfer Date	Oct 2, 2024
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 9, 2026
Property Address	421 40TH ST, SACRAMENTO, CA 95819-2729
Document Number	2026000707
Book / Page	20261009 / 707
Instrument Date	Oct 1, 2026
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 20, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,214.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	421 40TH ST, SACRAMENTO, CA 95819-2729

Mortgage

Document Number	2026000708,
Date	Oct 9, 2026
Book Page	20261009/708

Lender

Name	CAPITAL LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 14, 2026
Property Address	421 40TH ST, SACRAMENTO, CA 95819-2729
Document Number	2026000590
Book / Page	20260914 / 590
Instrument Date	Sep 9, 2026
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	4010 FOOTHILLS BLVD, 103, ROSEVILLE, CA 95747-7241

Mortgage

Document Number	2026000590,
Date	Sep 14, 2026
Book Page	20260914/590

Lender

Name	YOUNG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

February 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 18, 2026
Property Address	421 40TH ST, SACRAMENTO, CA 95819-2729
Document Number	0000001236
Map Reference	MB 14 MAP 28
Instrument Date	Feb 13, 2026
Instrument	202602181236
Record Updated	Mar 3, 2026
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 LAUREL DR, STAFFORD SPRINGS, CT 06076-1631

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 18, 2026
Property Address	421 40TH ST, SACRAMENTO, CA 95819-2729
Document Number	0000001240
Map Reference	MB 14 MAP 28
Instrument Date	Feb 10, 2026
Instrument	202602181240
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9988 NIBLICK DR STE 4, 4, ROSEVILLE, CA 95678-7018

Mortgage

Document Number	0000001241
Date	Feb 18, 2026
Instrument	202602181241

Lender

Name	CHRISTINA GRABAR LIVING TRUST
Type	Private Party

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0000000744
Date	Feb 20, 2026
Instrument	202602200744

Lender

Name	TRACY YOUNG
Type	Private Party
Address	6900 ALMOND AVE SPC 9, ORANGEVALE, CA 95662

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,313.00 (-28.51%)	$447,372 (+2%) Land $353,736 Building $93,636
2025	$7,432.00 (+9.04%)	$438,600 (+174.39%) Land $346,800 Building $91,800
2024	$6,816.00 (+247.58%)
2023	$1,961.00 (+1.82%) Homeowner's exemption	$159,847 Land $46,897 Building $112,950
2022	$1,926.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	8 (1993–2004)
Most Recent Claim	Sep 2004 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,003 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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