Hancock County property record for 424 3rd St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,166 sqft · built 1920 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Nov 2025) |
| Tax Bill | $1,903 (2025) |
| Deeds & Mortgages | Apr 2019 Line of Credit Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1011-193-10-017.000 |
| Primary APN | 1011-193-10-017.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,166 sqft Living Area |
| 1st Floor Area | 782 sqft |
| Basement Area | 782 sqft |
| Unfinished Basement | 782 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 342 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 424 3RD ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-5068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GAGE & CARLIN ADD LOT 1575 SE COR 50X100FT |
| Legal Subdivision | GAGE & CARLIN ADD |
| Legal Lot Number | 1575 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 800 |
Source: Hancock County records · APN 1011-193-10-017.000
Assessment roll updated May 29, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 424 3RD ST, FINDLAY, OH 45840-5068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Apr 17, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NORTHWESTERN OHIO |
| Nov 25, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Oct 19, 2017 | Warranty Deed, Transfer MID S TITLE AGENCY, MID AM TITLE AGENCY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 25, 2025 · Amount on Record |
| Deed Sale | Nov 25, 2025 · Amount on Record |
| Prior Sale | Sep 25, 2020 · Amount on Record |
| Deed Document Number | 20259774 |
| Deed Book / Page | 2624 / 3996 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 424 3RD ST, FINDLAY, OH 45840-5068 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02555/2212 |
|---|---|
| Date | Apr 17, 2019 |
| Book Page | 2555/2212 |
| Instrument | 201900002825 |
| Name | FIFTH THIRD BANK NORTHWESTERN OHIO |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Nov 25, 2025 |
| Property Address | 424 3RD ST, FINDLAY, OH 45840-5068 |
| Document Number | 02624/3996 |
| Book / Page | 2624 / 3996 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 202500009774 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2025 |
| Title Company | ASSURED TITLE, ASSURED TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 424 3RD ST, FINDLAY, OH 45840-5068 |
| Document Number | 202500009775 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 202500009775 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Sep 25, 2020 |
| Property Address | 424 3RD ST, FINDLAY, OH 45840-5068 |
| Document Number | 02573/2783 |
| Book / Page | 2573 / 2783 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 202000009678 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | FLAG CITY TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 3RD ST, FINDLAY, OH 45840-5068 |
| Document Number | 202000009679 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 202000009679 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Oct 19, 2017 |
| Property Address | 424 3RD ST, FINDLAY, OH 45840-5068 |
| Document Number | 02527/2038 |
| Book / Page | 2527 / 2038 |
| Instrument Date | Oct 17, 2017 |
| Instrument | 201700008947 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | MID S TITLE AGENCY, MID AM TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 424 3RD ST, FINDLAY, OH 45840-5068 |
Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,903.00 (+12.14%) | $62,080 (+29.93%) Land $4,870 Building $57,210 | $177,360 (+29.93%) Land $13,910 Building $163,450 |
| 2024 | $1,697.00 (-0.12%) Homeowner's exemption | $47,780 (-) Land $3,750 Building $44,030 | |
| 2023 | $1,699.00 Homeowner's exemption | $47,780 Land $3,750 Building $44,030 | |
| 2022 | $136,500 Land $10,700 Building $125,800 |
Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981) |
| Most Recent Claim | Aug 1981 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Defiance Holdings Fixed Wireless | 200 / 50 |
| HDER Link Fixed Wireless | 100 / 100 |
May also be available: BCI Mississippi Broadband, Benton Ridge Telephone Company, T-Mobile USA.
Based on FCC filings for 455 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FINDLAY CITY PWS serves 54,040 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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