423 3rd St, Findlay, OH 45840 Property Records

Hancock County property record for 423 3rd St, Findlay, OH 45840 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1880
Square Footage	1,364 sqft Living Area
Lot Size	6,251 sqft (0.144 acres)
Occupancy	Owner Occupied
Last Sale	$125,900 (2021)
Tax Bill	$1,414.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`1011-193-15-001.000`
Alternative APN	`570000214950`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,364 sqft Living Area
1st Floor	1,364 sqft 1st Floor
Basement Area	1,188 sqft Basement
Unfinished Basement	1,188 sqft Unfinished
Stories	1 Stories
Primary Flooring	Brick Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	6,251 sqft (0.144 acres)
Depth X Width	125 ft x 50 ft Depth x Width
Balcony Area	18 sqft Balcony
Porch Area	174 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	423 3RD ST
City	FINDLAY
State	OH
Zip	45840-5067
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GAGE & CARLINS O L LOT 223 N1/2 N1/2 EX W75FT
Legal Subdivision	GAGE & CARLINS O L
Legal Lot Number	223
Jurisdiction	HANCOCK OH
Minor Civil Division	FINDLAY
Census Blockgroup	5
Census Block	5006
Census Tract	800

Owner

Source: Hancock County records · APN 1011-193-15-001.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	423 3RD ST, FINDLAY, OH 45840-5067
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Prior Sale	Aug 14, 2009 · Amount on Record
Deed Doc Number	20211130
Deed Book / Page	2578 / 748
Record Refreshed	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 29, 2021
Property Address	423 3RD ST, FINDLAY, OH 45840-5067
Document Number	002578/748
Book / Page	2578 / 748
Instrument Date	Jan 25, 2021
Instrument	202100001130
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	WHITMAN TITLE SECURITY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 3RD ST, FINDLAY, OH 45840-5067

Mortgage

Document Number	002578/751
Date	Jan 29, 2021
Book Page	2578/751
Instrument	202100001131

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,414.00 (+12.04%)	$46,140 (+30.01%) Land $5,460 Building $40,680	$131,820 (+3%) Land $15,600 Building $116,220
2023	$1,262.00 Homeowner's exemption	$35,490 Land $4,200 Building $31,290
2022			$101,400 Land $12,000 Building $89,400

Flood & Wildfire

423 3rd St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Hancock County (39063C), updated June 2, 2011

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.