Winnebago County property record for 4238 Straw Ln, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,443 sqft · built 1977 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,639 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-29-303-003 |
| Primary APN | 04-29-303-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,443 sqft Living Area |
| Basement Area | 1,326 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Area | 451 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Account Number | 029B464 |
|---|---|
| Street Address | 4238 STRAW LN |
| City | ROSCOE |
| State | IL |
| Zip | 61073-8953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PLAT 1 OLDE FARM SUB PT W 1/2 SEC 29-46-2 LOT 014 |
| Legal Range | 2 |
| Legal Township | 46 |
| Legal Section | 29 |
| Legal Subdivision | PLAT 1 OLDE FARM SUB |
| Legal Lot Number | 014 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 3904 |
4238 Straw Ln is owner-occupied and held in a trust.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4238 STRAW LN, ROSCOE, IL 61073-8953 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2024 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| May 5, 2020 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 4238 STRAW LN, ROSCOE, IL 61073-8953 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000004203 |
|---|---|
| Date | Feb 28, 2024 |
| Instrument | 2404203 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.34% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 4238 STRAW LN, ROSCOE, IL 61073-8953 |
| Document Number | 0001012182 |
| Instrument Date | May 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2020 |
| Title Company | INGEO |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4238 STRAW LN ROSCOE IL 610738953, ROSCOE, IL 61073-8953 |
| Document Number | 0001012182 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 1012182 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 11, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.85% |
The 2025 property tax bill for 4238 Straw Ln was $4,639 with exemptions applied.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,639.00 | $72,569 Land $13,855 Building $58,714 | $217,707 Land $41,565 Building $176,142 |
| 2022 | Homeowner's exemption Disabled Person's exemption | $54,374 Land $10,381 Building $43,993 | $163,122 Land $31,143 Building $131,979 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4238 Straw Ln in Zone X, an area of minimal flood risk, though there have been 115 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 115 (1978–2019) |
| Claims Outside the SFHA | 5 of 115 |
| Most Recent Claim | Mar 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4238 Straw Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PARK PWD serves 35,580 people · EPA ID IL2015500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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