4128 Straw Ln, Roscoe, IL 61073 Property Records

Winnebago County property record for 4128 Straw Ln, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,332 sqft · built 1977
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,081 (2025)
Deeds & Mortgages	Jun 2026 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-29-302-002`

Property Details

APN / Parcel Number

Primary APN	`04-29-302-002`
Alternative APNs	`429302002` `029B473A`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
Basement Area	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	32,234 sqft (0.74 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	029B473A
Street Address	4128 STRAW LN
City	ROSCOE
State	IL
Zip	61073-7755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PLAT 4 OLDE FARM SUB PT SW1/4 SEC 29 &SE1/4 SEC 30-46-2 ELY 30 FT LOT 133 &PLAT 1 OLDE FARM SUB PT W1/2 SEC 29-46-2 ALL LOT 023
Legal Range	2
Legal Township	46
Legal Section	30
Legal Subdivision	PLAT 4 OLDE FARM SUB
Legal Lot Number	133
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	1
Census Block	1026
Census Tract	3904

Owner

4128 Straw Ln is owned and occupied by two individuals who acquired it in June 2026.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4128 STRAW LN, ROSCOE, IL 61073-7755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 30, 2026
Transfer Doc	0000016561
Record Updated	Sep 20, 2026

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 30, 2026
Property Address	4128 STRAW LN, ROSCOE, IL 61073-7755
Document Number	0000016561
Instrument Date	Jun 30, 2026
Instrument	202616561
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4128 STRAW LN, ROSCOE, IL 61073-7755

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	4128 STRAW LN, ROSCOE, IL 61073-7755
Document Number	0001029646
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	SECURITY FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4128 STRAW LN ROSCOE IL 610737755, ROSCOE, IL 61073-7755

Mortgage

Document Number	0001029646
Date	Oct 5, 2020
Instrument	1029646

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	4128 STRAW LN, ROSCOE, IL 61073-7755
Document Number	0001001712
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4128 STRAW LN ROSCOE IL 610737755, ROSCOE, IL 61073-7755

Mortgage

Document Number	0001001712
Date	Jan 18, 2018
Instrument	1001712

Lender

Name	ASSOCIATED BK NA
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4128 Straw Ln was $2,081 with exemptions applied, down 5.5% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,081.00 (-5.54%) Homeowner's exemption Senior Citizen's exemption	$66,787 (+9.49%) Land $13,855 Building $52,932	$200,361 (+9.49%) Land $41,565 Building $158,796
2024	$2,203.00	$60,998 Land $12,654 Building $48,344	$182,994 Land $37,962 Building $145,032
2022	Homeowner's exemption	$50,042 Land $10,381 Building $39,661	$150,126 Land $31,143 Building $118,983

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4128 Straw Ln in Zone X, an area of minimal flood risk, though there have been 115 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	115 (1978–2019)
Claims Outside the SFHA	5 of 115
Most Recent Claim	Mar 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 19 claims Severe Storms & Flooding, Jul 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4128 Straw Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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