St. Louis County property record for 4238 Nelson Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,380 sqft · built 2020 |
| Lot Size | 0.806 acres (35,133 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Oct 2002) |
| Tax Bill | $9,062 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0435-00130 |
| Primary APN | 387-0435-00130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Gross Area |
| 1st Floor Area | 1,380 sqft |
| Basement Area | 1,146 sqft |
| Finished Basement | 1,146 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Rustic |
| Exterior Material | Other |
| Construction Type | Frame |
| Lot Area | 35,133 sqft (0.806 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 360 sqft |
|---|---|
| Storage Building | 96 sqft |
| Boat House | 494 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 756015 |
|---|---|
| Street Address | 4245 NELSON RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8601 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT 13, EX NLY 80 FT, AND ALL OF LOTS14 AND 15 INC VAC RD ADJ SERIAL # |
| Legal Subdivision | VERMILION POINT T OF GREENWOOD |
| Legal Lot Number | 13-15 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1269 |
| Census Tract | 15502 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4550 SHORELINE DR, SPRING PARK, MN 55384-9718 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2002 · Amount on Record |
| Deed Sale | Oct 11, 2002 · Amount on Record |
| Deed Document Number | 2002732446 |
| Prior Transfer Date | Feb 5, 2001 |
| Prior Transfer Doc | 0000732446 |
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,062.00 (+27.38%) | ||
| 2025 | $7,114.00 (-1.03%) | $932,500 (+19.66%) Land $422,400 Building $510,100 | $932,500 (+19.66%) Land $422,400 Building $510,100 |
| 2024 | $7,188.00 | $779,300 (+20.84%) Land $343,900 Building $435,400 | $779,300 (+20.84%) Land $343,900 Building $435,400 |
| 2022 | $644,900 Land $304,200 Building $340,700 | $644,900 Land $304,200 Building $340,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
May also be available: CTC, Verizon.
5G (outdoors only) and 4G LTE
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