4227 Nelson Rd, Tower, MN 55790 Property Records

St. Louis County property record for 4227 Nelson Rd, Tower, MN 55790

Property Summary

Property TypeManufactured or Modular Home
Details4 bd · 3.5 ba · 2,586 sqft · built 1997
Lot Size0.545 acres (23,773 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Mar 2016)
Tax Bill$9,290 (2026)
Deeds & MortgagesJun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN387-0435-00010

Property Details

APN / Parcel Number

Primary APN387-0435-00010
Alternative APN
  • 1005536

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area2,586 sqft Gross Area
1st Floor Area2,512 sqft
Basement Area1,216 sqft
Finished Basement1,216 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2010
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area23,773 sqft (0.545 acres)
Garage Area1,500 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area536 sqft
Deck Area104 sqft
Patio Area96 sqft
Cabin480 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1005536
Street Address4227 NELSON RD
CityTOWER
StateMN
Zip55790-8601
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Legal DescriptionLOTS 1 2 AND 3 SERIAL #
Legal SubdivisionVERMILION POINT T OF GREENWOOD
Legal Lot Number1-2
JurisdictionST LOUIS MN
Township / Civil DivisionGREENWOOD
Census Block Group1
Census Block1269
Census Tract15502

Owner

Source: St. Louis County records · APN 387-0435-00010

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 965, GILBERT, MN 55741-0965
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 16, 2016 · Amount on Record
Deed SaleMar 16, 2016 · Amount on Record
Deed Document Number2016968766
Prior Transfer DateJun 30, 2014
Prior Transfer Doc0000947000
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4227 NELSON RD, TOWER, MN 55790-8601
Document Number00T1011274
Instrument DateJun 03, 2019
Transaction TypeMortgage
Record UpdatedJun 25, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4227 NELSON RD TOWER MN 557908601, TOWER, MN 55790-8601

Mortgage

Document Number00T1011274
DateJun 10, 2019
InstrumentT1011274
Lender
NameFIRST NAT'L BK/GILBERT
TypeBank
AddressGILBERT, MN 55741-1000
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJun 09, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGreenwood Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$9,290.00 (+45.02%) Homeowner's exemption
2025$6,406.00 (-8.59%) Homeowner's exemption$1,032,400 (+32.1%) Land $296,500 Building $735,900$1,032,400 (+32.1%) Land $296,500 Building $735,900
2024$7,008.00$781,500 (+7.75%) Land $233,400 Building $548,100$781,500 (+7.75%) Land $233,400 Building $548,100
2022$725,300 Land $207,900 Building $517,400$725,300 Land $207,900 Building $517,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 78% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Frontier
DSL
115 / 7

May also be available: Consolidated Telephone Company, Verizon.

Based on FCC filings for 50 locations within half a mile of this property.

Nearby Properties on Nelson Rd

Nearby Streets

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