4238 Narraganset Way, Mather, CA 95655 Property Records

Sacramento County property record for 4238 Narraganset Way, Mather, CA 95655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,666 sqft · built 2000
Lot Size	0.187 acres (8,160 sqft)
Owner	Individual Name on File
Last Sale	$213,500 (Dec 2000)
Tax Bill	$5,202 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`067-0240-033-0000`

Property Details

APN / Parcel Number

Primary APN	`067-0240-033-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,666 sqft Living Area
1st Floor Area	1,416 sqft
2nd Floor Area	1,250 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,160 sqft (0.187 acres)
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4238 NARRAGANSET WAY
City	MATHER
State	CA
Zip	95655-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	INDP AT MATHER VLG 01B, LOT 61
Legal Subdivision	INDP AT MATHER VLG 01B
Legal Lot Number	61
Jurisdiction	SACRAMENTO CA
Township / Civil Division	RANCHO CORDOVA
Census Block Group	3
Census Block	3008
Census Tract	8802

Owner

4238 Narraganset Way is owned and occupied by an individual who acquired it in September 2017.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4238 NARRAGANSET WAY, MATHER, CA 95655-3005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Oct 2, 2017	Quit Claim Deed, Mortgage · Conventional with PMI FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2000 · Amount on File
Deed Sale	Dec 22, 2000 · Amount on File
Deed Book / Page	20001222 / 1412
Last Transfer Date	Sep 19, 2017
Transfer Doc	10020000001244
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4238 NARRAGANSET WAY, MATHER, CA 95655-3005
Document Number	2101201659
Instrument Date	Jan 14, 2021
Transaction Type	Mortgage
Record Updated	Feb 4, 2021
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4238 NARRAGANSET WAY MATHER CA 956553005, MATHER, CA 95655-3005

Mortgage

Document Number	2101201659
Date	Jan 20, 2021
Instrument	2101201659

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4238 NARRAGANSET WAY, MATHER, CA 95655-3005
Document Number	2007131282
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4238 NARRAGANSET WAY MATHER CA 956553005, MATHER, CA 95655-3005

Mortgage

Document Number	2007131282
Date	Jul 13, 2020
Instrument	2007131282

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 2, 2017
Property Address	4238 NARRAGANSET WAY, MATHER, CA 95655-3005
Document Number	1710021244
Instrument Date	Sep 19, 2017
Instrument	1710021244
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4238 NARRAGANSET WAY MATHER CA 956553005, MATHER, CA 95655-3005

Mortgage

Document Number	1710021245
Date	Oct 2, 2017
Instrument	1710021245

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4238 Narraganset Way was $5,202 with a homeowner's exemption, up 12.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$387,069 (+2%) Land $76,836 Building $310,233
2025	$5,202.00 (+12.82%) Homeowner's exemption	$379,480 Land $75,330 Building $304,150
2024	$4,611.00 (+2.13%)
2023	$4,515.00 (+1.51%) Homeowner's exemption	$364,746 Land $72,405 Building $292,341
2022	$4,448.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4238 Narraganset Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4238 Narraganset Way is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA MATHER-SUNRISE serves 32,812 people · EPA ID CA3410704
Water Source	Purchased surface water from SCWA - LAGUNA/VINEYARD
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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