4237 Settlers Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4237 Settlers Ct, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2002
Square Footage	1,640 sqft Living Area
Lot Size	8,624 sqft (0.198 acres)
Occupancy	Owner Occupied
Last Sale	$164,000 (2014)
Tax Bill	$2,205.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0584-0001-3420`
Alternative APNs	`263016058400013420` `85518`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,640 sqft Living Area
Gross Area	2,504 sqft Gross Area
1st Floor	1,640 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,624 sqft (0.198 acres)
Depth X Width	115 ft x 75 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Porch Area	444 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4237 SETTLERS CT
City	SAINT CLOUD
State	FL
Zip	34772-8511
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANOE CREEK LAKES UNIT 5 PB 13 PG 25 LOT 342
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK LAKES UNIT 5
Legal Tract	584
Legal Block	3420
Legal Lot Number	342
Legal Unit	5P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2001
Census Tract	43208

Owner

Source: Osceola County records · APN 16-26-30-0584-0001-3420

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4237 SETTLERS CT, SAINT CLOUD, FL 34772-8511
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 2014 · Amount on Record
Deed Sale	Oct 16, 2014 · Amount on Record
Prior Sale	Jun 19, 2002 · Amount on Record
Deed Doc Number	2014154023
Deed Book / Page	4682 / 1212
Last Transfer Date	Nov 17, 2021
Transfer Doc	0060952413
Record Refreshed	Jun 08, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Nov 29, 2021
Property Address	4237 SETTLERS CT, SAINT CLOUD, FL 34772-8511
Document Number	0060952413
Book / Page	6095 / 2413
Map Reference	MB 13 PG 25
Instrument Date	Nov 17, 2021
Instrument	2021183839
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4237 SETTLERS CT, SAINT CLOUD, FL 34772-8511

Mortgage

Document Number	0060952416
Date	Nov 29, 2021
Instrument	6095/2416

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Dec 01, 2044

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,287.00 (+3.72%) Homeowner's exemption	$170,673 (+5.99%)	$313,600 (-2.55%) Land $75,000 Building $238,600
2024	$2,205.00 (+2.99%)
2023	$2,141.00 (+4.03%) Homeowner's exemption	$161,033 (+3%)	$321,800 (+20.75%) Land $65,000 Building $256,800
2022	$2,058.00 Homeowner's exemption	$156,343	$266,500 Land $60,000 Building $206,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 44% of Florida
Wildfire Likelihood	About 1 in 429 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.