4236 Settlers Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4236 Settlers Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	1,435 sqft Heated Area
Lot Size	8,625 sqft (0.198 acres)
Occupancy	Owner Occupied
Last Sale	$124,000 (2013)
Tax Bill	$1,562.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`85533`
Alternative APN	`162630058400013770`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,435 sqft Heated Area
Gross Area	1,865 sqft Gross Area
1st Floor	1,435 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2001
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,625 sqft (0.198 acres)
Depth X Width	115 ft x 75 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	400 sqft Garage

Exterior Amenities

Fence	Fence
Patio Area	160 sqft Patio
Porch	Open Porch
Porch Area	30 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	85533
Street Address	4236 SETTLERS CT
City	SAINT CLOUD
State	FL
Zip	34772-8510
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANOE CREEK LAKES UNIT 5 PB 13 PG 25 LOT 377
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK LAKES
Legal Tract	584
Legal Block	1
Legal Lot Number	377
Legal Unit	5P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2001
Census Tract	43208

Owner

Source: Osceola County records · APN 85533

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	4236 SETTLERS CT, SAINT CLOUD, FL 34772-8510
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 29, 2013 · Amount on Record
Deed Sale	Jul 29, 2013 · Amount on Record
Prior Sale	Apr 20, 2006
Deed Doc Number	0004479920
Deed Book / Page	4479 / 920
Record Refreshed	Jun 08, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4236 SETTLERS CT, SAINT CLOUD, FL 34772-8510
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4236 SETTLERS CT, SAINT CLOUD, FL 34772-8510

Mortgage

Document Number	0065850199
Date	Apr 18, 2024
Book Page	6585/199
Instrument	2024050207

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2039

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,562.00 (+7.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$135,192 (+5.99%)	$281,100 (-1.88%) Land $75,000 Building $206,100
2023	$1,448.00 (+4.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$127,556 (+3%)	$286,500 (+20.08%) Land $65,000 Building $221,500
2022	$1,382.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$123,841	$238,600 Land $60,000 Building $178,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 44% of Florida
Wildfire Likelihood	About 1 in 429 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.