4235 Florida Ave, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4235 Florida Ave, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,512 sqft · built 1911
Lot Size	0.107 acres (4,661 sqft)
Owner	Owner Name on Record
Last Sale	$142,000 (Dec 2012)
Tax Bill	$4,998 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`195-0030-0044-00`

Property Details

APN / Parcel Number

Primary APN	`195-0030-0044-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,512 sqft Living Area
1st Floor Area	1,013 sqft
2nd Floor Area	1,013 sqft
Attic	Attic
Attic Area	486 sqft
Basement Area	1,013 sqft

Exterior

Year Built	Built 1911
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	4,661 sqft (0.107 acres)
Lot Dimensions	100 ft deep x 46 ft wide
Porch	Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	4235 FLORIDA AVE
City	CINCINNATI
State	OH
Zip	45223-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4235 FLORIDA AVE 46 X 100 LOT 69 J K BANNING 2ND SUB
Legal Subdivision	J K BANNING 2ND SUB
Legal Lot Number	69
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3003
Census Tract	27700

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	4235 FLORIDA AVE, CINCINNATI, OH 45223-2024
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2012 · Amount on Record
Deed Sale	Dec 21, 2012 · Amount on Record
Prior Sale	Mar 29, 2007 · Amount on Record
Deed Document Number	12-164947
Deed Book / Page	12196 / 00763
Prior Transfer Date	Dec 19, 2012
Prior Transfer Doc	0000164947
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4235 FLORIDA AVE, CINCINNATI, OH 45223-2024
Document Number	0000028924
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4235 FLORIDA AVE CINCINNATI OH 452232024, CINCINNATI, OH 45223-2024

Mortgage

Document Number	0000028924
Date	Mar 26, 2020
Book Page	014133/000075
Instrument	28924

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 25, 2045

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,998.00 (+3.14%)	$81,116 (-) Land $15,855 Building $65,261
2024	$4,846.00 (-2.22%)	$81,116 (-) Land $15,855 Building $65,261
2023	$4,956.00 (+40.72%)	$81,116 (+57.04%) Land $15,855 Building $65,261	$231,760 (+57.04%) Land $45,300 Building $186,460
2022	$3,522.00 Homeowner's exemption	$51,654 Land $8,208 Building $43,446
2020			$147,580 Land $23,450 Building $124,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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