4231 Florida Ave, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4231 Florida Ave, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,393 sqft · built 1910
Lot Size	0.077 acres (3,354 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Jul 2025)
Tax Bill	$4,549 (2025)
Deeds & Mortgages	Jan 2020 Sale Dec 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`195-0030-0042-00`

Property Details

APN / Parcel Number

Primary APN	`195-0030-0042-00`
Alternative APN	`0046590`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,393 sqft Living Area
Gross Area	3,358 sqft
1st Floor Area	965 sqft
2nd Floor Area	965 sqft
Attic	Attic
Attic Area	463 sqft
Basement Area	965 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	3,354 sqft (0.077 acres)
Lot Dimensions	100 ft deep x 33 ft wide
Porch	Open Frame Porch
Porch Area	216 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4231 FLORIDA AVE
City	CINCINNATI
State	OH
Zip	45223-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	4231 FLORIDA AVE 33 X 100 LOT 71 J K BANNING 2ND SUB
Legal Subdivision	BANNING 2ND SUB
Legal Lot Number	71
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3003
Census Tract	27700

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2325 MURIEL CT, CINCINNATI, OH 45219-1126
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2020	Grant Deed, Transfer ATTORNEY ONLY
Dec 6, 2018	Trustee's Deed, Construction Loan · Construction Mortgage PARK NAT'L BK/SW OH&NTHRN KY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2025 · Amount on Record
Deed Sale	Jul 24, 2025 · Amount on Record
Prior Sale	Jun 26, 2025 · Amount on Record
Deed Document Number	202555244
Deed Book / Page	15464 / 636
Prior Transfer Date	Nov 5, 2015
Prior Transfer Doc	0000002775
Record Updated	Sep 20, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 15, 2020
Property Address	4231 FLORIDA AVE, CINCINNATI, OH 45223-2024
Document Number	0000004790
Book / Page	014084 / 000954
Instrument Date	Jan 9, 2020
Instrument	4790
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$640.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 FLORIDA AVE CINCINNATI OH 452232024, CINCINNATI, OH 45223-2024

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 6, 2018
Property Address	4231 FLORIDA AVE, CINCINNATI, OH 45223-2024
Book / Page	013809 / 001044
Instrument Date	Nov 30, 2018
Instrument	107183
Transaction Type	Construction Loan
Record Updated	Jan 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4231 FLORIDA AVE CINCINNATI OH 452232024, CINCINNATI, OH 45223-2024

Mortgage

Document Number	0000107183
Date	Dec 6, 2018
Book Page	013809/001044
Instrument	107183

Lender

Name	PARK NAT'L BK/SW OH&NTHRN KY
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 5, 2019

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,549.00 (+3.15%)	$73,872 (+%) Land $13,143 Building $60,729	$211,060 (-) Land $37,550 Building $173,510
2024	$4,410.00 (-2.22%)	$73,870 (-) Land $13,142 Building $60,728
2023	$4,510.00 (+12.72%)	$73,870 (+31.99%) Land $13,142 Building $60,728	$211,060 (+31.99%) Land $37,550 Building $173,510
2022	$4,001.00 Homeowner's exemption	$55,965 Land $6,804 Building $49,161
2020			$159,900 Land $19,440 Building $140,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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