4235 Crosswinds Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 4235 Crosswinds Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,749 sqft · built 2001
Lot Size	0.257 acres (11,238 sqft)
Owner	Individual Name on Record
Last Sale	$290,500 (Aug 2024)
Tax Bill	$2,154 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-1N-28-0795-00A00-0090`

Property Details

APN / Parcel Number

Primary APN	`17-1N-28-0795-00A00-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,749 sqft Heated Area
Gross Area	2,511 sqft
1st Floor Area	2,169 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	11,238 sqft (0.257 acres)
Lot Dimensions	1,250 ft deep x 900 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	342 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	171N28079500A000090
Street Address	4235 CROSSWINDS DR
City	MILTON
State	FL
Zip	32583-2894
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	CROSSWINDS LOT 9 BLK A AS DES IN OR 4530 PG 1269
Legal Range	28W
Legal Township	01N
Legal Section	17
Legal Subdivision	CROSSWINDS
Legal Block	A
Legal Lot Number	9
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	2
Census Block	2003
Census Tract	10712

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4235 CROSSWINDS DR, MILTON, FL 32583-2894
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 26, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANLEADERS OF AMERICA INC
Jul 19, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2024 · Amount on Record
Deed Sale	Aug 8, 2024 · Amount on Record
Prior Sale	Jul 19, 2019 · Amount on Record
Deed Document Number	0045301269
Deed Book / Page	4530 / 1269
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4235 CROSSWINDS DR, MILTON, FL 32583-2894
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4235 CROSSWINDS DR, MILTON, FL 32583-2894

Mortgage

Document Number	0044200749
Date	Aug 1, 2023
Book Page	4420/749
Instrument	202334436

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Nov 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4235 CROSSWINDS DR, MILTON, FL 32583-2894
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4235 CROSSWINDS DR, MILTON, FL 32583-2894

Mortgage

Document Number	0041981829
Date	Oct 26, 2021
Book Page	4198/1829
Instrument	202171673

Lender

Name	LOANLEADERS OF AMERICA INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 19, 2019
Property Address	4235 CROSSWINDS DR, MILTON, FL 32583-2894
Document Number	0038511242
Book / Page	3851 / 1242
Map Reference	MB G PG 33
Instrument Date	Jul 17, 2019
Instrument	201931300
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,246.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5880 DUN BARTON CT, 5880, PACE, FL 32571-7607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4235 CROSSWINDS DR, MILTON, FL 32583-2894

Mortgage

Document Number	0038511245
Date	Jul 19, 2019
Instrument	3851/1245

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,154.00 (+7.38%) Homeowner's exemption	$189,699 (+1.63%)	$208,470 (+0.54%) Land $28,000 Building $180,470
2023	$2,006.00 (+5.36%) Homeowner's exemption Additional exemption filed	$186,649 (+2.56%)	$207,346 (+2.2%) Land $28,000 Building $179,346
2022	$1,904.00 Homeowner's exemption Additional exemption filed	$181,998	$202,881 Land $25,000 Building $177,881

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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