4220 Crosswinds Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 4220 Crosswinds Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,515 sqft · built 1998
Lot Size	0.278 acres (12,110 sqft)
Owner	2 Individual Names on File
Last Sale	$169,500 (Apr 2020)
Tax Bill	$2,026 (2024)
Deeds & Mortgages	Apr 2020 Sale & Mortgage May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-1N-28-0795-00B00-0230`

Property Details

APN / Parcel Number

Primary APN	`17-1N-28-0795-00B00-0230`
Alternative APN	`N28117079500B000230`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,515 sqft Living Area
Gross Area	2,046 sqft
1st Floor Area	1,515 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,110 sqft (0.278 acres)
Lot Dimensions	135 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	12 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4220 CROSSWINDS DR
City	MILTON
State	FL
Zip	32583-2890
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	CROSSWINDS LOT 23 BLK B AS DES IN OR 3940 PG 178
Legal Range	28W
Legal Township	1N
Legal Section	17
Legal Subdivision	CROSSWINDS
Legal Block	B
Legal Lot Number	23
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	2
Census Block	2008
Census Tract	10712

Owner

4220 Crosswinds Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4220 CROSSWINDS DR, MILTON, FL 32583-2890
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
May 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2020 · Amount on File
Deed Sale	Apr 16, 2020 · Amount on File
Prior Sale	Sep 9, 2014 · Amount on File
Deed Document Number	202018164
Deed Book / Page	3940 / 178
Prior Transfer Date	May 4, 2018
Prior Transfer Doc	0037311384
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 16, 2020
Property Address	4220 CROSSWINDS DR, MILTON, FL 32583-2890
Document Number	0039400178
Book / Page	3940 / 178
Map Reference	MB G PG 33
Instrument Date	Apr 16, 2020
Instrument	202018164
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	HARPER TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,186.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2311 INVERNESS DR, 2311, PENSACOLA, FL 32503-5049

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039400180
Date	Apr 16, 2020
Instrument	3940/0180

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 25, 2018
Property Address	4220 CROSSWINDS DR, MILTON, FL 32583-2890
Document Number	0037311384
Book / Page	003731 / 001384
Instrument Date	May 4, 2018
Instrument	21586
Transaction Type	Transfer
Record Updated	Aug 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2311 INVERNESS DR PENSACOLA FL 325035049, PENSACOLA, FL 32503-5049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,807 (+2.9%)	$195,621 (+4.95%) Land $34,000 Building $161,621
2024	$2,026.00 (+2.43%) Homeowner's exemption	$186,401 (+1.52%) Land $28,000 Building $158,401	$186,401 (+0.51%) Land $28,000 Building $158,401
2023	$1,978.00 (+2.81%) Homeowner's exemption	$183,609 (+3%)	$185,448 (+4.03%) Land $28,000 Building $157,448
2022	$1,924.00 Homeowner's exemption	$178,261	$178,261 Land $25,000 Building $153,261

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4220 Crosswinds Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4220 Crosswinds Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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