St. Mary's County property record for 42341 Riverwinds Dr, Leonardtown, MD 20650
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,818 sqft · built 1983 |
| Lot Size | 0.843 acres (36,732 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $437,500 (Sep 2013) |
| Tax Bill | $6,703 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-029670 |
| Primary APN | 03-029670 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,818 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 36,732 sqft (0.843 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 310 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 029670 |
|---|---|
| Street Address | 42341 RIVERWINDS DR |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-5726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 500-19 PLAT 12/98 RIVERSIDE |
| Legal Subdivision | RIVERSIDE |
| Legal Lot Number | 19 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 875400 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42341 RIVERWINDS DR, LEONARDTOWN, MD 20650-5726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2013 · Amount on Record |
| Deed Sale | Sep 20, 2013 · Amount on Record |
| Prior Sale | May 31, 2013 · Amount on Record |
| Deed Book / Page | 3962 / 68 |
| Prior Transfer Date | Apr 16, 2013 |
| Prior Transfer Doc | 0039100196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 42341 RIVERWINDS DR, LEONARDTOWN, MD 20650-5726 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | SERVICELINK LLC |
| Name | Verified Name |
|---|
| Document Number | 0056680497 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 5668/497 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 237 Months |
| Due | Dec 1, 2040 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $647,233 (+8.96%) | $672,100 (+5.88%) Land $350,900 Building $321,200 | |
| 2025 | $6,703.00 (+11.44%) Homeowner's exemption | ||
| 2023 | $6,015.00 Homeowner's exemption | $594,000 | $634,800 Land $350,900 Building $283,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 40 (1985–2024) |
| Claims Outside the SFHA | 20 of 40 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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