St. Mary's County property record for 42297 Riverwinds Dr, Leonardtown, MD 20650
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 3,935 sqft · built 1983 |
| Lot Size | 0.813 acres (35,421 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,450,000 (Mar 2025) |
| Tax Bill | $12,928 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-029743 |
| Primary APN | 03-029743 |
|---|---|
| Alternative APNs |
|
| Full Baths | 6 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,935 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 35,421 sqft (0.813 acres) |
| View / Lot | Waterfront |
| Garage Type | Built-in |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 184 sqft |
| Deck Area | 524 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 029743 |
|---|---|
| Street Address | 42297 RIVERWINDS DR |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-5725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 500-22 PLAT 12/98 RIVERSIDE |
| Legal Subdivision | RIVERSIDE |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 875400 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9621 SUSIES WAY, ELLICOTT CITY, MD 21042-2307 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2025 · Amount on Record |
| Deed Sale | Mar 28, 2025 · Amount on Record |
| Prior Sale | Nov 23, 1987 · Amount on Record |
| Deed Book / Page | 6672 / 98 |
| Prior Transfer Date | Sep 16, 2009 |
| Prior Transfer Doc | 0033510113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 42297 RIVERWINDS DR, LEONARDTOWN, MD 20650-5725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 42297 RIVERWINDS DR, LEONARDTOWN, MD 20650-5725 |
| Document Number | 0062900344 |
|---|---|
| Date | Jan 31, 2023 |
| Book Page | 6290/344 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 15, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,248,767 (+4.67%) | $1,360,100 (+14%) Land $349,200 Building $1,010,900 | |
| 2025 | $12,928.00 (+63.98%) | $1,193,100 (+57.07%) Land $349,200 Building $843,900 | $1,193,100 (+43.96%) Land $349,200 Building $843,900 |
| 2023 | $7,884.00 | $759,600 | $828,800 Land $349,200 Building $479,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 40 (1985–2024) |
| Claims Outside the SFHA | 20 of 40 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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