Okaloosa County property record for 4234 Shadow Ln, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,684 sqft · built 2003 |
| Lot Size | 0.229 acres (9,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $563,500 (Jun 2025) |
| Tax Bill | $5,091 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-594-7089-8 |
| Primary APN | C56-000-594-7089-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,684 sqft Heated Area |
| Gross Area | 3,368 sqft |
| 1st Floor Area | 2,684 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 9,999 sqft (0.229 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 136 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4234 SHADOW LN |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW OAK S/D LOT 57 |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Subdivision | SHADOW OAK S/D |
| Legal Lot Number | 57 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21002 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4234 SHADOW LN, NICEVILLE, FL 32578-4511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2022 | Warranty Deed, Transfer · VA Mortgage ARMED FORCES BANK NA |
| Sep 22, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 16, 2019 | Warranty Deed, Transfer · VA Mortgage BEACH COMMUNITY MORTGAGE SERVICES I |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2025 · Amount on Record |
| Deed Sale | Jun 9, 2025 · Amount on Record |
| Prior Sale | May 27, 2022 · Amount on Record |
| Deed Document Number | 3758539 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 27, 2022 |
| Property Address | 4234 SHADOW LN, NICEVILLE, FL 32578-4511 |
| Document Number | 0036241966 |
| Book / Page | 3624 / 1966 |
| Map Reference | MB 15 PG 5 |
| Instrument Date | May 26, 2022 |
| Instrument | 3553343 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2022 |
| Title Company | NAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,245.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4234 SHADOW LN, 4234, NICEVILLE, FL 32578-4511 |
| Name | Verified Name |
|---|---|
| Address | 3910 SCHICK PL, FAYETTEVILLE, NC 28306-8493 |
| Document Number | 0036241968 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 3624/1968 |
| Name | ARMED FORCES BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4234 SHADOW LN, NICEVILLE, FL 32578-4511 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0034924420 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 3492/4420 |
| Instrument | 3391981 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 16, 2019 |
| Property Address | 4234 SHADOW LN, NICEVILLE, FL 32578-4511 |
| Document Number | 0033992408 |
| Book / Page | 3399 / 2408 |
| Map Reference | MB 15 PG 5 |
| Instrument Date | May 8, 2019 |
| Instrument | 3278291 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | OLD SOUTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 PERTH DR, 321, NORMAN, OK 73069-9738 |
| Name | Verified Name |
|---|---|
| Address | 4234 SHADOW LN, NICEVILLE, FL 32578-4511 |
| Document Number | 0033992410 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 3399-2410 |
| Name | BEACH COMMUNITY MORTGAGE SERVICES I |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,091.00 (+1.72%) Homeowner's exemption | $470,934 (+2.57%) | $471,883 (+2.78%) Land $80,437 Building $391,446 |
| 2023 | $5,005.00 (+33.72%) Homeowner's exemption | $459,139 (+31.11%) Land $67,895 Building $391,244 | $459,139 (+6.33%) Land $67,895 Building $391,244 |
| 2022 | $3,743.00 Homeowner's exemption | $350,182 | $431,801 Land $64,662 Building $367,139 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 218 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 units insured incl. 60 condo units |
| Nearby Flood Claims | 89 (1994–2020) |
| Claims Outside the SFHA | 20 of 89 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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