4230 Shadow Ln, Niceville, FL 32578 Property Records

Okaloosa County property record for 4230 Shadow Ln, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,325 sqft · built 2003
Lot Size0.23 acres (9,999 sqft)
Owner2 Individual Names on File
Last Sale$130,942 (May 2020)
Tax Bill$3,345 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-594-7091-4

Property Details

APN / Parcel Number

Primary APNC56-000-594-7091-4
Alternative APNs
  • 15-1S-22-2200-0000-0590
  • 22S115220000000590

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,325 sqft Living Area
Gross Area2,929 sqft
1st Floor Area2,325 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area9,999 sqft (0.23 acres)
Garage TypeAttached
Garage Area400 sqft
PorchFlorida Room
Porch Area204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4230 SHADOW LN
CityNICEVILLE
StateFL
Zip32578-4511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHADOW OAK S/D LOT 59
Legal Range22W
Legal Township01S
Legal Section15
Legal SubdivisionSHADOW OAK S/D
Legal Lot Number59
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group3
Census Block3004
Census Tract21002

Owner

4230 Shadow Ln is owned and occupied by two individuals who bought it in May 2020.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address4230 SHADOW LN, NICEVILLE, FL 32578-4511
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 13, 2020Quit Claim Deed, Transfer
PRIME LNDG
Jun 13, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST FLORIDA BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2020 · Amount on File
Deed SaleMay 13, 2020 · Amount on File
Prior SaleJun 13, 2018 · Amount on File
Deed Document Number20203357726
Deed Book / Page3461 / 3233
Prior Transfer DateMay 4, 2020
Prior Transfer Doc0034613233
Record UpdatedOct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateMay 13, 2020
Property Address4230 SHADOW LN, NICEVILLE, FL 32578-4511
Document Number0034613233
Book / Page003461 / 003233
Instrument DateMay 4, 2020
Instrument3357726
Transaction TypeTransfer
Record UpdatedJun 25, 2020
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount on Record
Tax$916.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4230 SHADOW LN NICEVILLE FL 325784511, NICEVILLE, FL 32578-4511

Mortgage

Document Number34613234
DateMay 13, 2020
Book Page003461/003234
Instrument3357727
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
AmountAmount on Record
Term360 Months
DueMay 12, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 13, 2018
Property Address4230 SHADOW LN, NICEVILLE, FL 32578-4511
Document Number0033541728
Book / Page3354 / 1728
Map ReferenceMB15 PG5
Instrument DateJun 4, 2018
Instrument3213054
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyOLD SOUTH LAND TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2709 EDGEWATER DR, 2709, NICEVILLE, FL 32578-2310

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 MATT BLVD, NICEVILLE, FL 32578-2897

Mortgage

Document Number0003213056
DateJun 13, 2018
Instrument3213056
Lender
NameFIRST FLORIDA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4230 Shadow Ln was $3,345 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,345.00 Homeowner's exemption$322,844$440,029 Land $80,437 Building $359,592
2023$3,166.00 (+2.49%) Homeowner's exemption$304,607 (+3%)$427,466 (+6.29%) Land $67,895 Building $359,571
2022$3,089.00 Homeowner's exemption$295,735$402,174 Land $64,662 Building $337,512

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4230 Shadow Ln in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 218 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 units insured
incl. 60 condo units
Nearby Flood Claims89 (1994–2020)
Claims Outside the SFHA20 of 89
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 49 claims
  • Hurricane Georges, Sep 1998 · 15 claims
  • Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4230 Shadow Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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