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4234 Gold Rush Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4234 Gold Rush Ln, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,515 sqft · built 1995
Lot Size0.198 acres (8,625 sqft)
OwnerIndividual Name on Record
Last Sale$237,900 (Feb 2018)
Tax Bill$3,126 (2025)
Deeds & MortgagesNov 2021 Mortgage
Feb 2018 Sale
Flood ZoneZone X (minimal risk)
APN85422

Property Details

APN / Parcel Number

Primary APN85422
Alternative APN
  • 162630057500010610

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,515 sqft Heated Area
Gross Area2,401 sqft
1st Floor Area1,515 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,625 sqft (0.198 acres)
Lot Dimensions115 ft deep x 75 ft wide
Garage TypeFinished
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area20 sqft
PorchOpen Porch
Porch Area424 sqft
Deck Area428 sqft
FenceFence
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number85422
Street Address4234 GOLD RUSH LN
CitySAINT CLOUD
StateFL
Zip34772-7699
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionCANOE CREEK LAKES UNIT I PB 7 PGS 146-147 LOT 61
Legal Range30E
Legal Township26S
Legal Section16
Legal SubdivisionCANOE CREEK LAKES
Legal Tract575
Legal Block1
Legal Lot Number61
Legal Unit1
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2001
Census Tract43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4234 GOLD RUSH LN, SAINT CLOUD, FL 34772-7699
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2021Deed of Trust, Mortgage · FHA Mortgage
JFQ LENDING INC
Feb 26, 2018Warranty Deed, Transfer
STEWART TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2018 · Amount on Record
Deed SaleFeb 26, 2018 · Amount on Record
Prior SaleOct 7, 2004 · Amount on Record
Deed Document Number2018033151
Deed Book / Page5292 / 0397
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4234 GOLD RUSH LN, SAINT CLOUD, FL 34772-7699
Transaction TypeMortgage
Record UpdatedNov 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4234 GOLD RUSH LN, SAINT CLOUD, FL 34772-7699

Mortgage

Document Number0060832920
DateNov 9, 2021
Book Page6083/2920
Instrument2021174955
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85256
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 26, 2018
Property Address4234 GOLD RUSH LN, SAINT CLOUD, FL 34772-7699
Document Number0052920397
Book / Page5292 / 0397
Map ReferenceMB7 PG146&147
Instrument DateFeb 23, 2018
Instrument2018033151
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
Tax$1,665.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4234 GOLD RUSH LN, 4234, SAINT CLOUD, FL 34772-7699

Transferred To (Grantee/Buyer)

NameVerified Name
Address4234 GOLD RUSH LN, SAINT CLOUD, FL 34772-7699

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,126.00 (+6.44%) Homeowner's exemption$217,527 (+5.99%)$321,200 (-1.92%) Land $75,000 Building $246,200
2023$2,937.00 (+3.74%) Homeowner's exemption$205,240 (+3%)$327,500 (+19.83%) Land $65,000 Building $262,500
2022$2,831.00 Homeowner's exemption$199,263$273,300 Land $60,000 Building $213,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 50

May also be available: CenturyLink, Verizon, Xfinity.

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