4229 Gold Rush Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4229 Gold Rush Ln, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,389 sqft · built 1997
Lot Size0.205 acres (8,973 sqft)
OwnerIndividual Name on Record
Last Sale$370,000 (Oct 2022)
Tax Bill$2,630 (2022)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN85401

Property Details

APN / Parcel Number

Primary APN85401
Alternative APN
  • 162630057500010400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,389 sqft Heated Area
Gross Area2,071 sqft
1st Floor Area1,389 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,973 sqft (0.205 acres)
Lot Dimensions1,190 ft deep x 750 ft wide
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area241 sqft
Patio Area80 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number85401
Street Address4229 GOLD RUSH LN
CitySAINT CLOUD
StateFL
Zip34772-7703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionCANOE CREEK LAKES UNIT I PB 7 PGS 146-147 LOT 40
Legal Range30E
Legal Township26S
Legal Section16
Legal SubdivisionCANOE CREEK LAKES
Legal Tract575
Legal Block1
Legal Lot Number40
Legal Unit1
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2009
Census Tract43208

Owner

Source: Osceola County records, as of January 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4229 GOLD RUSH LN, SAINT CLOUD, FL 34772-7703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2022 · Amount on Record
Deed SaleOct 17, 2022 · Amount on Record
Prior SaleAug 26, 2019 · Amount on Record
Deed Document Number2022153626
Deed Book / Page6300 / 2562
Record UpdatedJun 7, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 26, 2019
Property Address4229 GOLD RUSH LN, SAINT CLOUD, FL 34772-7703
Document Number0055791827
Book / Page5579 / 1827
Map ReferenceMB 7 PG 146 & 147
Instrument DateAug 23, 2019
Instrument2019110668
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyLAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,679.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4229 GOLD RUSH LN, 4229, SAINT CLOUD, FL 34772-7703

Transferred To (Grantee/Buyer)

NameVerified Name
Address4229 GOLD RUSH LN, SAINT CLOUD, FL 34772-7703

Mortgage

Document Number0055791829
DateAug 26, 2019
Instrument5579/1829
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2022

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50

May also be available: CenturyLink, Verizon, Xfinity.

Nearby Properties on Gold Rush Ln

Nearby Streets

Search Property Records by Address or Parcel Number