4201 E Desert Cactus St, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4201 E Desert Cactus St, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,370 sqft · built 1970
Lot Size	0.353 acres (15,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$323,000 (Oct 2019)
Tax Bill	$1,640 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2021 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`215-16-037`

Property Details

APN / Parcel Number

Primary APN	`215-16-037`
Alternative APN	`215160379`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,370 sqft Living Area
1st Floor Area	1,370 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	15,370 sqft (0.353 acres)
Parking Spaces	2 Parking Spaces
Pool Area	405 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4201 E DESERT CACTUS ST
City	PHOENIX
State	AZ
Zip	85032-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	VILLA MARIA 3 MCR 58/28
Legal Range	4E
Legal Township	4N
Legal Section	31
Legal Subdivision	VILLA MARIA 3
Legal Lot Number	37
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3001
Census Tract	619700

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4201 E DESERT CACTUS ST, PHOENIX, AZ 85032-1426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jun 2, 2021	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Oct 17, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Jun 22, 2018	Quit Claim Deed, Transfer Quitclaim
Dec 20, 2017	Deed of Trust, Mortgage DESERT SCHOOLS FCU
Mar 31, 2017	Deed of Trust, Mortgage · Line of Credit DESERT SCHOOLS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2019 · Amount on Record
Deed Sale	Oct 17, 2019 · Amount on Record
Deed Document Number	2019829749
Prior Transfer Date	Aug 30, 1996
Prior Transfer Doc	0000625121
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4201 E DESERT CACTUS ST, PHOENIX, AZ 85032-1426
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 E DESERT CACTUS ST, PHOENIX, AZ 85032-1426

Mortgage

Document Number	0000693568
Date	Sep 7, 2022
Instrument	20220693568

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4201 E DESERT CACTUS ST, PHOENIX, AZ 85032-1426
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 E DESERT CACTUS ST, PHOENIX, AZ 85032-1426

Mortgage

Document Number	0000620765
Date	Jun 4, 2021
Instrument	20210620765

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4201 E DESERT CACTUS ST, PHOENIX, AZ 85032-1426
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 E DESERT CACTUS ST, PHOENIX, AZ 85032-1426

Mortgage

Document Number	0000610778
Date	Jun 2, 2021
Instrument	20210610778

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 17, 2019
Property Address	4201 E DESERT CACTUS ST, PHOENIX, AZ 85032-1426
Document Number	0000829749
Instrument Date	Oct 3, 2019
Instrument	829749
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$323.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4201 E ROBERT E LEE ST PHOENIX AZ 850321426, PHOENIX, AZ 85032-1426

Mortgage

Document Number	829750
Date	Oct 17, 2019
Instrument	829750

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 22, 2018
Property Address	4201 E DESERT CACTUS ST, PHOENIX, AZ 85032-1426
Document Number	0000476858
Instrument Date	Jun 11, 2018
Instrument	476858
Transaction Type	Transfer
Record Updated	Jun 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 E ROBERT E LEE ST PHOENIX AZ 850321426, PHOENIX, AZ 85032-1426

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4201 E DESERT CACTUS ST, PHOENIX, AZ 85032-1426
Document Number	0000966312
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4201 E ROBERT E LEE ST PHOENIX AZ 850321426, PHOENIX, AZ 85032-1426

Mortgage

Document Number	0000966312
Date	Dec 29, 2017
Instrument	966312

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85034

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4201 E DESERT CACTUS ST, PHOENIX, AZ 85032-1426
Document Number	0000241083
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4201 E ROBERT E LEE ST PHOENIX AZ 850321426, PHOENIX, AZ 85032-1426

Mortgage

Document Number	0000241083
Date	Apr 5, 2017
Instrument	241083

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 4, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,280 (+123.1%)	$422,800 (+2.97%) Land $84,500 Building $338,300
2025	$1,640.00 (+4.99%)	$18,951 (-53.96%)	$410,600 (-0.24%) Land $82,100 Building $328,500
2024		$41,160	$411,600 Land $82,300 Building $329,300
2023	$1,562.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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