Lake County property record for 42339 Windy Ridge Ln, Ronan, MT 59864
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,740 sqft · built 2010 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $436,300 (Dec 2016) |
| Tax Bill | $4,464 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1520806 |
| Primary APN | R1520806 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,740 sqft Living Area |
| 1st Floor Area | 1,840 sqft |
| Attic | Attic |
| Attic Area | 900 sqft |
| Basement Area | 368 sqft |
| Finished Basement | 368 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Above Road/Slope |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 130 sqft |
| Deck Area | 644 sqft |
| Shed | 1 Shed |
| Shed Area | 170 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000017475 |
|---|---|
| Street Address | 42339 WINDY RIDGE LN |
| City | RONAN |
| State | MT |
| Zip | 59864-9030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | FORMAN ACRES, S09, T21 N, R19 W, LOT 3, ACRES 5 |
| Legal Range | 19W |
| Legal Township | 21N |
| Legal Section | 09 |
| Legal Subdivision | FORMAN ACRES |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 940400 |
Source: Lake County records, as of October 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42339 WINDY RIDGE LN, RONAN, MT 59864-9030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2016 · Amount on Record |
| Deed Sale | Dec 28, 2016 · Amount on Record |
| Prior Sale | Jun 3, 2016 · Amount on Record |
| Deed Document Number | 2016552523 |
| Prior Transfer Date | Dec 22, 2016 |
| Prior Transfer Doc | 552523 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 42339 WINDY RIDGE LN, RONAN, MT 59864-9030 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 579542 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 579542 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Lake County assessment roll, as of September 16, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Ronan Elementary School District (PK - 08) |
| Secondary School District | Ronan High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,464.00 (-0.89%) | $954,700 (+38.48%) | $954,700 (+38.48%) Land $150,900 Building $803,800 |
| 2023 | $4,504.00 | $689,400 | $689,400 Land $86,700 Building $602,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 75% of Montana |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Western Montana CommunityTel Fiber | 100 / 100 |
5G (outdoors only) and 4G LTE
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