Lake County property record for 41843 Windy Ridge Ln, Ronan, MT 59864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,800 sqft · built 2004 |
| Lot Size | 5.02 acres (218,671 sqft) |
| Owner | Individual Name on File |
| Last Sale | $685,300 (Jul 2021) |
| Tax Bill | $2,697 (2026) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R158528 |
| Primary APN | R158528 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,800 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| 2nd Floor Area | 1,344 sqft |
| Family Room | Family Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 218,671 sqft (5.02 acres) |
| Garage Type | Detached |
| Garage Area | 1,280 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,360 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Account Number | 0000007542 |
|---|---|
| Street Address | 41843 WINDY RIDGE LN |
| City | RONAN |
| State | MT |
| Zip | 59864-9031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S04, T21 N, R19 W, C.O.S. 3776, PARCEL TR 1, ACRES 5.02 |
| Legal Range | 19W |
| Legal Township | 21N |
| Legal Section | 04 |
| Legal Subdivision | LEWIS ADDITION |
| Legal Tract | 1 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 940400 |
41843 Windy Ridge Ln is owned and occupied by an individual who bought it in July 2021.
Source: Lake County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41843 WINDY RIDGE LN, RONAN, MT 59864-9031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage WHITEFISH CU |
| Jul 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 14, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2021 · Amount on File |
| Deed Sale | Jul 13, 2021 · Amount on File |
| Deed Document Number | 2021590083 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 41843 WINDY RIDGE LN, RONAN, MT 59864-9031 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000637770 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 637770 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Jul 13, 2021 |
| Property Address | 41843 WINDY RIDGE LN, RONAN, MT 59864-9031 |
| Document Number | 590083 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 590083 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41843 WINDY RIDGE LN, RONAN, MT 59864-9031 |
| Document Number | 590084 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 590084 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 41843 WINDY RIDGE LN, RONAN, MT 59864-9031 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 588425 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 588425 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | HELENA, MT 59604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 7, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 41843 Windy Ridge Ln was $2,697, down 20.7% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Ronan Elementary School District (PK - 08) |
| Secondary School District | Ronan High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,697.00 (-20.75%) | $746,500 (-) | |
| 2025 | $3,403.00 | $746,500 | $746,500 Land $151,048 Building $595,452 |
| 2023 | $4,041.00 | $614,700 | $614,700 Land $86,790 Building $527,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41843 Windy Ridge Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 41843 Windy Ridge Ln is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 74% of Montana |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Western Montana CommunityTel Fiber | 100 / 100 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures