4233 Ocean Ln, Elk Grove, CA 95757 Property Records

Sacramento County property record for 4233 Ocean Ln, Elk Grove, CA 95757

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,536 sqft · built 2020
Lot Size	2.29 acres (1 sqft)
Owner	2 Company Names on Record
Last Sale	$480,000 (Oct 2025)
Tax Bill	$6,986 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`132-1880-017-0002`

Property Details

APN / Parcel Number

Primary APN	`132-1880-017-0002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
1st Floor Area	592 sqft
2nd Floor Area	944 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	1 sqft
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4233 OCEAN LN
City	ELK GROVE
State	CA
Zip	95757-2554
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RD-18
Legal Description	UNIT 85, LOT 13, LATITUDE PHASE 7, PER 20180122/0336
Legal Subdivision	SUBDIVISION NO 06 109500 MARINA COURT
Legal Lot Number	13
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1014
Census Tract	9649

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	4233 OCEAN LN, ELK GROVE, CA 95757-2554
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Grant Deed, Transfer · Conventional Mortgage EAST WEST BANK
May 20, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage US BK
May 20, 2020	Quit Claim Deed, Transfer US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	May 20, 2020 · Amount on Record
Deed Book / Page	20251016 / 1081
Record Updated	Sep 20, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 16, 2025
Property Address	4233 OCEAN LN, ELK GROVE, CA 95757-2554
Document Number	0000001081
Map Reference	MB 368 PG 5
Instrument Date	Oct 9, 2025
Instrument	202510161081
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

Mortgage

Document Number	0000001082
Date	Oct 16, 2025
Instrument	202510161082

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Max Rate	12.1%

May 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 20, 2020
Property Address	4233 OCEAN LN, ELK GROVE, CA 95757-2554
Document Number	2005201156
Instrument Date	May 19, 2020
Instrument	2005201156
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 29, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$406.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4233 OCEAN LN ELK GROVE CA 957572554, ELK GROVE, CA 95757-2554

Mortgage

Document Number	2005201158
Date	May 20, 2020
Instrument	2005201158

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 19, 2035

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 20, 2020
Property Address	4233 OCEAN LN, ELK GROVE, CA 95757-2554
Document Number	2005201157
Instrument Date	May 14, 2020
Instrument	2005201157
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4233 OCEAN LN ELK GROVE CA 957572554, ELK GROVE, CA 95757-2554

Mortgage

Document Number	2005201158
Date	May 20, 2020
Instrument	2005201158

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 19, 2035

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$480,000 (+18.8%) Land $175,000 Building $305,000
2025	$6,986.00 (+1%)	$404,031 (+4.04%) Land $142,171 Building $261,860
2024	$6,917.00 (+2.67%)
2023	$6,737.00 (+1.69%)	$388,344 Land $136,651 Building $251,693
2022	$6,625.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 929 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20

May also be available: GeoLinks, Verizon.

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