4230 Ocean Ln, Elk Grove, CA 95757 Property Records

Sacramento County property record for 4230 Ocean Ln, Elk Grove, CA 95757

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,536 sqft · built 2019
Lot Size	2.29 acres (1 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Aug 2021)
Tax Bill	$8,254 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`132-1880-014-0005`

Property Details

APN / Parcel Number

Primary APN	`132-1880-014-0005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
1st Floor Area	592 sqft
2nd Floor Area	944 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	1 sqft
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4230 OCEAN LN
City	ELK GROVE
State	CA
Zip	95757-2554
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RD-18
Legal Description	UNIT 70, LOT 10, LATITUDE PHASE 5, PER 20180122/0334
Legal Subdivision	SUBDIVISION NO 06 1095 00 MARINA COURTX
Legal Lot Number	10
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1013
Census Tract	9649

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3174 OAKGATE WAY, SAN JOSE, CA 95148-3046
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Grant Deed, Transfer · Conventional Mortgage NMSI INC
Sep 26, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Dec 20, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage US BK
Dec 20, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	Dec 20, 2019
Deed Document Number	20211626
Deed Book / Page	20210824 / 1626
Prior Transfer Date	Dec 19, 2019
Prior Transfer Doc	12200000001538
Record Updated	Sep 20, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 24, 2021
Property Address	4230 OCEAN LN, ELK GROVE, CA 95757-2554
Document Number	2021082401626
Map Reference	MB 368 PG 5
Instrument Date	Aug 12, 2021
Instrument	2021082401626
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3174 OAKGATE WAY, SAN JOSE, CA 95148-3046

Mortgage

Document Number	2021082401627
Date	Aug 24, 2021
Instrument	2021082401627

Lender

Name	NMSI INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4230 OCEAN LN, ELK GROVE, CA 95757-2554
Document Number	2010191042
Instrument Date	Sep 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4230 OCEAN LN ELK GROVE CA 957572554, ELK GROVE, CA 95757-2554

Mortgage

Document Number	2010191042
Date	Oct 19, 2020
Instrument	2010191042

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 20, 2019
Property Address	4230 OCEAN LN, ELK GROVE, CA 95757-2554
Document Number	1912201537
Instrument Date	Dec 20, 2019
Instrument	1912201537
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$418.55
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4230 OCEAN LN ELK GROVE CA 957572554, ELK GROVE, CA 95757-2554

Mortgage

Document Number	1912201539
Date	Dec 20, 2019
Instrument	1912201539

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 20, 2019
Property Address	4230 OCEAN LN, ELK GROVE, CA 95757-2554
Document Number	1912201538
Instrument Date	Dec 19, 2019
Instrument	1912201538
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4230 OCEAN LN ELK GROVE CA 957572554, ELK GROVE, CA 95757-2554

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$535,802 (+2%) Land $140,716 Building $395,086
2025	$8,254.00 (+0.95%)	$525,297 (+4.04%) Land $137,957 Building $387,340
2024	$8,176.00 (+2.69%)
2023	$7,962.00 (+1.7%)	$504,900 Land $132,600 Building $372,300
2022	$7,829.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 929 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20

May also be available: GeoLinks, Verizon.

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