4233 N Spaulding Ave, Chicago, IL 60618 Property Records

Cook County property record for 4233 N Spaulding Ave, Chicago, IL 60618

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,874 sqft · built 1918
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on Record
Last Sale	$1,030,000 (May 2024)
Tax Bill	$18,633 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Apr 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-14-414-008`

Property Details

APN / Parcel Number

Primary APN	`13-14-414-008`
Alternative APN	`13-14-414-008-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,874 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1920
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,750 sqft (0.086 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	4233 N SPAULDING AVE
City	CHICAGO
State	IL
Zip	60618-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(NORTH)(WESTERN)(LAND) ASSN SUB OF WH NH EH EH SE SEC 14-40-13
Legal Range	13E
Legal Township	40N
Legal Section	14
Legal Subdivision	NORTH WESTERN LAND
Legal Block	80
Legal Lot Number	32
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1010
Census Tract	160501

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	208 MILLCREEK LN, NAPERVILLE, IL 60540-8294
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED HOME LOANS INC
Apr 10, 2020	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BK
Nov 21, 2019	Deed of Trust, Mortgage · Conventional with PMI SUMMIT FNDG
Jul 6, 2018	Deed of Trust, Mortgage RECOVCO MTG MGMT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2024 · Amount on Record
Deed Sale	May 20, 2024 · Amount on Record
Prior Sale	Oct 21, 2021 · Amount on Record
Deed Document Number	202424147
Prior Transfer Date	Oct 8, 1996
Prior Transfer Doc	0000000361
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 21, 2021
Property Address	4233 N SPAULDING AVE, CHICAGO, IL 60618-1213
Document Number	0029428135
Instrument Date	Oct 4, 2021
Instrument	2129428135
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$915.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4233 N SPAULDING AVE, CHICAGO, IL 60618-1213

Mortgage

Document Number	0029428136
Date	Oct 21, 2021
Instrument	2129428136

Lender

Name	UNITED HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Nov 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	1-Month LIBOR
Margin	3
Max Rate	7.37%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4233 N SPAULDING AVE, CHICAGO, IL 60618-1213
Document Number	2012708248
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4233 N SPAULDING AVE CHICAGO IL 606181213, CHICAGO, IL 60618-1213

Mortgage

Document Number	2012708248
Date	May 6, 2020
Instrument	12708248

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	CHICAGO, IL 60631-3655

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4233 N SPAULDING AVE, CHICAGO, IL 60618-1213
Document Number	1933316060
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4233 N SPAULDING AVE CHICAGO IL 606181213, CHICAGO, IL 60618-1213

Mortgage

Document Number	1933316060
Date	Nov 29, 2019
Instrument	33316060

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95816

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4233 N SPAULDING AVE, CHICAGO, IL 60618-1213
Document Number	1819444014
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Jul 23, 2018
Title Company	NEAR NORTH NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4233 N SPAULDING AVE CHICAGO IL 606181213, CHICAGO, IL 60618-1213

Mortgage

Document Number	1819444014
Date	Jul 13, 2018
Instrument	19444014

Lender

Name	RECOVCO MTG MGMT LLC
Address	IRVING, TX 75038

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,000 (+3.41%) Land $23,250 Building $67,750	$910,000 (+3.41%) Land $232,500 Building $677,500
2023	$18,633.00 (+2.58%)
2022	$18,164.00 Homeowner's exemption	$88,000 Land $18,750 Building $69,250	$880,000 Land $187,500 Building $692,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile, Zentro.

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