4231 N Spaulding Ave, Chicago, IL 60618 Property Records

Cook County property record for 4231 N Spaulding Ave, Chicago, IL 60618

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2 ba · 2,102 sqft · built 1912
Lot Size	0.086 acres (3,750 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Jun 2024)
Tax Bill	$7,816 (2023)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-14-414-009`

Property Details

APN / Parcel Number

Primary APN	`13-14-414-009`
Alternative APN	`13-14-414-009-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,102 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1913
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,750 sqft (0.086 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	4231 N SPAULDING AVE, 2
City	CHICAGO
State	IL
Zip	60618-1213
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Description	(NORTH)(WESTERN)(LAND) ASSN SUB OF WH NH EH EH SE SEC 14-40-13
Legal Range	13E
Legal Township	40N
Legal Section	14
Legal Subdivision	NORTH WESTERN LAND
Legal Block	80
Legal Lot Number	31
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1010
Census Tract	160501

Owner

4231 N Spaulding Ave is owned by two individuals who bought it in June 2024.

Source: Cook County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2419 W FULLERTON AVE, 2W, CHICAGO, IL 60647-3137
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2024	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Jan 11, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED HOME LOANS INC
May 2, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY
Mar 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage ACCION CHICAGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2024 · Amount on File
Deed Sale	Jun 6, 2024 · Amount on File
Prior Sale	Jan 11, 2022
Deed Document Number	202414119
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 6, 2024
Property Address	4231 N SPAULDING AVE, CHICAGO, IL 60618-1213
Document Number	0015814119
Instrument Date	May 31, 2024
Instrument	2415814119
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4231 N SPAULDING AVE, CHICAGO, IL 60618-1213

Mortgage

Document Number	0015814120
Date	Jun 6, 2024
Instrument	2415814120

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.75%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 11, 2022
Property Address	4231 N SPAULDING AVE, CHICAGO, IL 60618-1213
Document Number	0001115040
Instrument Date	Dec 30, 2021
Instrument	2201115040
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4231 N SPAULDING AVE, CHICAGO, IL 60618-1213

Mortgage

Document Number	0001115041
Date	Jan 11, 2022
Instrument	2201115041

Lender

Name	UNITED HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.62%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 2, 2018
Property Address	4231 N SPAULDING AVE, CHICAGO, IL 60618-1213
Document Number	1812242048
Instrument Date	Apr 30, 2018
Instrument	12242048
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$538.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4921 N TALMAN AVE CHICAGO IL 606252721, CHICAGO, IL 60625-2721

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4231 N SPAULDING AVE, CHICAGO, IL 60618-1213
Document Number	1716613024
Instrument Date	Mar 29, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 N SPAULDING AVE CHICAGO IL 606181213, CHICAGO, IL 60618-1213

Mortgage

Document Number	1716613024
Date	Jun 15, 2017
Instrument	16613024

Lender

Name	ACCION CHICAGO
Address	CHICAGO, IL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 14, 2022

Interest

Rate	9.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,000 Land $22,500 Building $22,500	$450,000 Land $225,000 Building $225,000
2023	$7,816.00 (+2.6%)
2022	$7,618.00 Homeowner's exemption	$36,911 Land $18,750 Building $18,161	$369,110 Land $187,500 Building $181,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4231 N Spaulding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4231 N Spaulding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile, Zentro.

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