St. Louis County property record for 4232 W 8th St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,244 sqft · built 1929 |
| Lot Size | 0.096 acres (4,198 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,000 (Jun 2019) |
| Tax Bill | $2,872 (2026) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Oct 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0830-00610 |
| Primary APN | 010-0830-00610 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,244 sqft Gross Area |
| 1st Floor Area | 684 sqft |
| Basement Area | 164 sqft |
| Finished Basement | 164 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 4,198 sqft (0.096 acres) |
| Garage Area | 600 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Deck Area | 21 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1072569 |
|---|---|
| Street Address | 4232 W 8TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-1560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 42 FT LOTS 1 THRU 4 SERIAL # |
| Legal Subdivision | DICKERMANS ADD TO WEST DULUTH |
| Legal Block | 25 |
| Legal Lot Number | 1-4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 15800 |
Source: St. Louis County records · APN 010-0830-00610
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4232 W 8TH ST, DULUTH, MN 55807-1560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 21, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| Jun 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage USAA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 19, 2019 · Amount on Record |
| Deed Sale | Jun 19, 2019 · Amount on Record |
| Prior Sale | Apr 30, 2013 · Amount on Record |
| Deed Document Number | 20191011601 |
| Last Transfer Date | Oct 21, 2025 |
| Transfer Doc | 0001095399 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4232 W 8TH ST, DULUTH, MN 55807-1560 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4232 W 8TH ST, DULUTH, MN 55807-1560 |
| Document Number | 0001095400 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 1095400 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2045 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 21, 2025 |
| Property Address | 4232 W 8TH ST, DULUTH, MN 55807-1560 |
| Document Number | 0001095399 |
| Instrument Date | Oct 09, 2025 |
| Instrument | 1095399 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4232 W 8TH ST, DULUTH, MN 55807-1560 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 19, 2019 |
| Property Address | 4232 W 8TH ST, DULUTH, MN 55807-1560 |
| Document Number | 00T1011601 |
| Instrument Date | Jun 17, 2019 |
| Instrument | T1011601 |
| Transaction Type | Transfer |
| Record Updated | Jul 03, 2019 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $617.10 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4232 W 8TH ST DULUTH MN 558071560, DULUTH, MN 55807-1560 |
| Document Number | T1011602 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | T1011602 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2049 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,872.00 (+0.49%) Homeowner's exemption | ||
| 2025 | $2,858.00 (+2.95%) Homeowner's exemption | $249,100 (+8.07%) Land $10,800 Building $238,300 | $249,100 (+8.07%) Land $10,800 Building $238,300 |
| 2024 | $2,776.00 | $230,500 (+17.48%) Land $11,600 Building $218,900 | $230,500 (+17.48%) Land $11,600 Building $218,900 |
| 2022 | $196,200 Land $10,600 Building $185,600 | $196,200 Land $10,600 Building $185,600 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| AirFiber Fixed Wireless | 100 / 20 |
Based on FCC filings for 359 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MN1690011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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