4224 W 8th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4224 W 8th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,040 sqft · built 1922
Lot Size	0.075 acres (3,300 sqft)
Owner	Individual Name on File
Last Sale	$144,500 (Oct 2020)
Tax Bill	$2,200 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0830-00770`

Property Details

APN / Parcel Number

Primary APN	`010-0830-00770`
Alternative APN	`1098337`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,040 sqft Gross Area
1st Floor Area	861 sqft
Basement Area	430 sqft
Finished Basement	430 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,300 sqft (0.075 acres)
Garage Area	216 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	256 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1098337
Street Address	4224 W 8TH ST
City	DULUTH
State	MN
Zip	55807-1560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0005 BLOCK:025 SERIAL #
Legal Subdivision	DICKERMANS ADDITION TO WEST DULUTH
Legal Block	25
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3013
Census Tract	15800

Owner

4224 W 8th St is owned and occupied by an individual who bought it in October 2020.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4224 W 8TH ST, DULUTH, MN 55807-1560
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 20, 2020	Warranty Deed, Transfer · Conventional Mortgage REGENT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on File
Deed Sale	Oct 20, 2020 · Amount on File
Prior Sale	May 31, 2013 · Amount on File
Deed Document Number	20201030735
Prior Transfer Date	Jul 16, 2003
Prior Transfer Doc	0000759157
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4224 W 8TH ST, DULUTH, MN 55807-1560
Transaction Type	Mortgage
Record Updated	Dec 8, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4224 W 8TH ST, DULUTH, MN 55807-1560

Mortgage

Document Number	0001074088
Date	Nov 1, 2023
Instrument	1074088

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 20, 2020
Property Address	4224 W 8TH ST, DULUTH, MN 55807-1560
Document Number	00T1030735
Instrument Date	Oct 14, 2020
Instrument	T1030735
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	PIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABS & TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$476.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4224 W 8TH ST DULUTH MN 558071560, DULUTH, MN 55807-1560

Mortgage

Document Number	T1030736
Date	Oct 20, 2020
Instrument	T1030736

Lender

Name	REGENT FIN'L
Type	Funding / Finance Company
Address	OMAHA, NE 68124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4224 W 8th St was $2,200 with a homeowner's exemption, up 0.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,200.00 (+0.46%) Homeowner's exemption
2025	$2,190.00 (+2.05%) Homeowner's exemption	$200,300 (+8.15%) Land $8,500 Building $191,800	$200,300 (+8.15%) Land $8,500 Building $191,800
2024	$2,146.00	$185,200 Land $9,100 Building $176,100	$185,200 Land $9,100 Building $176,100
2022		$158,000 Land $8,400 Building $149,600	$158,000 Land $8,400 Building $149,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4224 W 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4224 W 8th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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