4232 Harper Ave, Gurnee, IL 60031 Property Records

Lake County property record for 4232 Harper Ave, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,043 sqft · built 1953
Lot Size	0.372 acres (16,200 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (Aug 2000)
Tax Bill	$4,487 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-23-217-005`

Property Details

APN / Parcel Number

Primary APN	`07-23-217-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,043 sqft Living Area
1st Floor Area	1,043 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,200 sqft (0.372 acres)
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4232 HARPER AVE
City	GURNEE
State	IL
Zip	60031-2760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARTLETT-S THIRD ADD TO NORTH WOODS W 1/2 LOT 4 BLOCK 39
Legal Subdivision	BARTLETT-S THIRD ADD
Legal Block	39
Legal Lot Number	4
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2007
Census Tract	861510

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4232 HARPER AVE, GURNEE, IL 60031-2760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Mar 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2000 · Amount on Record
Deed Sale	Aug 1, 2000 · Amount on Record
Prior Sale	Jan 2, 1996 · Amount on Record
Deed Document Number	20004561356
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	4232 HARPER AVE, GURNEE, IL 60031-2760
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4232 HARPER AVE, GURNEE, IL 60031-2760

Mortgage

Document Number	0008133709
Date	Nov 10, 2025
Instrument	8133709

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2045

Interest

Rate Type	Fixed Rate
Rate	5.87%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	4232 HARPER AVE, GURNEE, IL 60031-2760
Transaction Type	Mortgage
Record Updated	Mar 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4232 HARPER AVE, GURNEE, IL 60031-2760

Mortgage

Document Number	0007961390
Date	Mar 2, 2023
Instrument	7961390

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	4232 HARPER AVE, GURNEE, IL 60031-2760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER METROPOLITAN TITLE L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007442702
Date	Nov 13, 2017
Instrument	7442702

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	4232 HARPER AVE, GURNEE, IL 60031-2760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007724376
Date	Dec 7, 2020
Instrument	7724376

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Elementary School District	Gurnee School District 56 (PK - 08)
Secondary School District	Warren Township High School District 121 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,312 (+25.25%) Land $18,937 Building $54,375	$219,958 (+25.25%) Land $56,817 Building $163,141
2024	$4,487.00 (+2.72%)
2023	$4,368.00 (+16.67%)	$58,531 (+18.31%) Land $15,118 Building $43,413	$175,611 (+18.31%) Land $45,359 Building $130,252
2022	$3,744.00	$49,471 Land $15,853 Building $33,618	$148,428 Land $47,564 Building $100,864

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: E-vergent.

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