4209 Harper Ave, Gurnee, IL 60031 Property Records

Lake County property record for 4209 Harper Ave, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,248 sqft · built 1985
Lot Size	0.248 acres (10,799 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Feb 2005)
Tax Bill	$8,264 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-23-219-010`

Property Details

APN / Parcel Number

Primary APN	`07-23-219-010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	1,776 sqft
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,799 sqft (0.248 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	4209 HARPER AVE
City	GURNEE
State	IL
Zip	60031-2761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GURNEE HICKORY CORNER SUB; LOT 1 BLOCK 52
Legal Subdivision	GURNEE HICKORY CORNER SUB
Legal Block	52
Legal Lot Number	1
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2007
Census Tract	861510

Owner

4209 Harper Ave is owned and occupied by an individual who bought it in February 2005.

Source: Lake County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	4209 HARPER AVE, GURNEE, IL 60031-2761
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Jan 24, 2017	Special Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2005 · Amount on File
Deed Sale	Feb 14, 2005 · Amount on File
Deed Document Number	20055733920
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	4209 HARPER AVE, GURNEE, IL 60031-2761
Transaction Type	Mortgage
Record Updated	May 3, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007748017
Date	Feb 8, 2021
Instrument	7748017

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company
Address	PALATINE, IL 60074

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

January 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jan 24, 2017
Property Address	4209 HARPER AVE, GURNEE, IL 60031-2761
Document Number	0007367344
Map Reference	DOC1920983 MB63 PG38
Instrument Date	Jan 4, 2017
Instrument	7367344
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4209 HARPER AVE, GURNEE, IL 60031-2761

Mortgage

Document Number	0007367345
Date	Jan 24, 2017
Instrument	7367345

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Elementary School District	Gurnee School District 56 (PK - 08)
Secondary School District	Warren Township High School District 121 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,855 Land $11,683 Building $90,172	$305,596 Land $35,053 Building $270,543
2024	$8,264.00 (+7.65%)
2023	$7,677.00 (+16.02%)	$87,865 (+6.63%) Land $10,079 Building $77,786	$263,621 (+6.63%) Land $30,240 Building $233,381
2022	$6,617.00	$82,400 Land $10,570 Building $71,830	$247,225 Land $31,713 Building $215,512

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4209 Harper Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4209 Harper Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: E-vergent.

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