Caldwell County property record for 4231 Mountain View Cir, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,304 sqft · built 1970 |
| Lot Size | 0.568 acres (24,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $234,000 (Aug 2021) |
| Tax Bill | $874 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11 40 1 10 |
| Primary APN | 11 40 1 10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,304 sqft Heated Area |
| Gross Area | 3,164 sqft |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 1,144 sqft |
| Finished Basement | 286 sqft |
| Unfinished Basement | 858 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,750 sqft (0.568 acres) |
| Lot Dimensions | 225 ft deep x 110 ft wide |
| Garage Type | Carport |
| Garage Area | 338 sqft |
| Carport | Carport |
| Carport Area | 338 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 208 sqft |
| Deck Area | 330 sqft |
| Patio Area | 330 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 172454 |
|---|---|
| Street Address | 4231 MOUNTAIN VIEW CIR |
| City | LENOIR |
| State | NC |
| Zip | 28645-8714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2031 PG 926 YR 2021 ST 468.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | NORTH CATAWBA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 30801 |
4231 Mountain View Cir is owned and occupied by two individuals who bought it in August 2021.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4231 MOUNTAIN VIEW CIR, LENOIR, NC 28645-8714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · VA Mortgage ACTIVE LINK INC |
| Aug 20, 2021 | Warranty Deed, Transfer · VA Mortgage CERTAINTY HOME LOANS LLC |
| Jun 27, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2021 · Amount on File |
| Deed Sale | Aug 20, 2021 · Amount on File |
| Prior Sale | Jun 27, 2017 · Amount on File |
| Deed Document Number | 202110061630 |
| Deed Book / Page | 2031 / 926 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 4231 MOUNTAIN VIEW CIR, LENOIR, NC 28645-8714 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 4231 MOUNTAIN VIEW CIR, LENOIR, NC 28645-8714 |
| Document Number | 0021470847 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | 2147/847 |
| Instrument | 10111887 |
| Name | ACTIVE LINK INC |
|---|---|
| Type | Mortgage Company |
| Address | 15991 RED HILL AVE STE 200, TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Aug 20, 2021 |
| Property Address | 4231 MOUNTAIN VIEW CIR, LENOIR, NC 28645-8714 |
| Document Number | 0020310926 |
| Book / Page | 2031 / 926 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 10061630 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $468.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1187 CANA RD, 1187, MOCKSVILLE, NC 27028-6126 |
| Name | Verified Name |
|---|---|
| Address | 4231 MOUNTAIN VIEW CIR, LENOIR, NC 28645-8714 |
| Document Number | 10061631 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 10061631 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jun 27, 2017 |
| Property Address | 4231 MOUNTAIN VIEW CIR, LENOIR, NC 28645-8714 |
| Document Number | 0019211160 |
| Book / Page | 001921 / 001160 |
| Instrument Date | Jun 19, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $97.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4231 MOUNTAIN VIEW CIR LENOIR NC 286458714, LENOIR, NC 28645-8714 |
The 2026 property tax bill for 4231 Mountain View Cir was $874, down 39.9% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $874.00 (-39.89%) | $177,100 (-) Land $14,900 Building $162,200 | |
| 2025 | $1,454.00 | $177,100 Land $14,900 Building $162,200 | $177,100 Land $14,900 Building $162,200 |
| 2023 | $115,400 (-) Land $14,900 Building $100,500 | $115,400 (-) Land $14,900 Building $100,500 | |
| 2022 | $913.00 | $115,400 Land $14,900 Building $100,500 | $115,400 Land $14,900 Building $100,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4231 Mountain View Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4231 Mountain View Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025 |
|---|---|
| Water Source | Purchased surface water from CITY OF LENOIR |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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