4231 Conquistador, Oceanside, CA 92056 Property Records

San Diego County property record for 4231 Conquistador, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,120 sqft · built 1992
Lot Size	0.19 acres (8,256 sqft)
Owner	2 Company Names on Record
Last Sale	$350,000 (Jul 2009)
Tax Bill	$3,135 (2025)
Deeds & Mortgages	Oct 2025 Transfer Dec 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`161-652-06-00`

Property Details

APN / Parcel Number

Primary APN	`161-652-06-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,120 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	8,256 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4231 CONQUISTADOR
City	OCEANSIDE
State	CA
Zip	92056-5613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-1 (Res)
Legal Description	LOT 26 TR 012293
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	012293
Legal Block	1
Legal Lot Number	26
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	18522

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4231 CONQUISTADOR, OCEANSIDE, CA 92056-5613
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Intrafamily Transfer, Transfer
Dec 13, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 26, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2009 · Amount on Record
Deed Sale	Jul 7, 2009 · Amount on Record
Prior Sale	Jun 4, 2004 · Amount on Record
Deed Document Number	2009368894
Prior Transfer Date	Jun 29, 2009
Prior Transfer Doc	0000368893
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 3, 2025
Property Address	4231 CONQUISTADOR, OCEANSIDE, CA 92056-5613
Document Number	0000275708
Instrument Date	Sep 24, 2025
Instrument	2025-0275708
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4231 CONQUISTADOR, OCEANSIDE, CA 92056-5613

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4231 CONQUISTADOR, OCEANSIDE, CA 92056-5613

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4231 CONQUISTADOR, OCEANSIDE, CA 92056-5613
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 CONQUISTADOR, OCEANSIDE, CA 92056-5613

Mortgage

Document Number	0000838538
Date	Dec 13, 2021
Instrument	2021-0838538

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 1, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4231 CONQUISTADOR, OCEANSIDE, CA 92056-5613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000439879
Date	Sep 26, 2017
Instrument	2017-0439879

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 18, 2047

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4231 CONQUISTADOR, OCEANSIDE, CA 92056-5613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 CONQUISTADOR, OCEANSIDE, CA 92056-5613

Mortgage

Document Number	0000001703
Date	Jan 4, 2021
Instrument	2021-0001703

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$460,807 (+2%) Land $256,004 Building $204,803
2025	$3,135.00 (+2.38%)	$451,773 (+4.04%) Land $250,985 Building $200,788
2023	$3,062.00 (-1.35%)	$434,232 Land $241,240 Building $192,992
2022	$3,104.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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