4228 Conquistador, Oceanside, CA 92056 Property Records

San Diego County property record for 4228 Conquistador, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,994 sqft · built 1991
Lot Size0.125 acres (5,449 sqft)
OwnerIndividual Name on File
Last Sale$960,000 (Jun 2026)
Tax Bill$7,317 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Apr 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN161-652-62-00

Property Details

APN / Parcel Number

Primary APN161-652-62-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,994 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area5,449 sqft (0.125 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4228 CONQUISTADOR
CityOCEANSIDE
StateCA
Zip92056-5612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 113 TR 012293
Legal SubdivisionRANCHO DEL ORO INDUST PARK
Legal Tract012293
Legal Block1
Legal Lot Number113
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1006
Census Tract18522

Owner

Source: San Diego County records · APN 161-652-62-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4228 CONQUISTADOR, OCEANSIDE, CA 92056-5612
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2021Deed of Trust, Mortgage · Line of Credit
SCHOOLSFIRST FCU
Apr 10, 2025Deed of Trust, Mortgage · Commercial Mortgage
HOMETAP EQUITY PARTNERS LLC
Jun 12, 2026Grant Deed, Transfer · Conventional Mortgage
ROCKET TITLE, ROCKET CLOSE AND TITLE
May 26, 2020Deed of Trust, Mortgage · VA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jul 18, 2019Grant Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 12, 2026 · Amount on Record
Deed SaleJun 12, 2026 · Amount on Record
Prior SaleJul 18, 2019 · Amount on Record
Deed Document Number2026170182
Prior Transfer DateSep 01, 2009
Prior Transfer Doc0000063363
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4228 CONQUISTADOR, OCEANSIDE, CA 92056-5612
Transaction TypeMortgage
Record UpdatedJun 23, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4228 CONQUISTADOR, OCEANSIDE, CA 92056-5612

Mortgage

Document Number0000672750
DateSep 24, 2021
Instrument2021-0672750
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4228 CONQUISTADOR, OCEANSIDE, CA 92056-5612
Transaction TypeMortgage
Record UpdatedJun 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1226 GENEVA HILLS RD, BELLINGHAM, WA 98229-2503

Mortgage

Document Number0000092685
DateApr 10, 2025
Instrument2025-0092685
Lender
NameHOMETAP EQUITY PARTNERS LLC
TypeMortgage Company
AddressBOSTON, MA 02116
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 12, 2026
Property Address4228 CONQUISTADOR, OCEANSIDE, CA 92056-5612
Document Number0000170182
Instrument DateJun 09, 2026
Instrument2026170182
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanyROCKET TITLE, ROCKET CLOSE AND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$106,656.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4228 CONQUISTADOR, OCEANSIDE, CA 92056-5612

Mortgage

Document Number0000170183,
DateJun 12, 2026
Instrument2026170183
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4228 CONQUISTADOR, OCEANSIDE, CA 92056-5612
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000265564
DateMay 26, 2020
Instrument2020-0265564
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 18, 2019
Property Address4228 CONQUISTADOR, OCEANSIDE, CA 92056-5612
Document Number0000291806
Map ReferenceMAP 12293
Instrument DateJun 13, 2019
Instrument2019-0291806
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4228 CONQUISTADOR, OCEANSIDE, CA 92056-5612

Mortgage

Document Number0000291807
DateJul 18, 2019
Instrument2019-0291807
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$663,729 (+2%) Land $301,143 Building $362,586
2025$7,317.00 (+1.95%)$650,716 (+4.04%) Land $295,239 Building $355,477
2024$7,177.00 (+3.18%)
2023$6,956.00 (+1.53%)$625,449 Land $283,775 Building $341,674
2022$6,851.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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